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nRewards®—Easy rewards for everyday purchases

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Credit line

$1,000 to $50,000

Annual Percentage Rate

Fixed

Annual fee

No

Reward points

Earn one point with every $1 of net purchases*

Rewards return

Rewards up to 1% return on each dollar spent

Point redemption

Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.**

Sample Rewards:

  • 2,000 points for a $10 gift card from Starbucks or Applebee's
  • 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
  • 7,500 points for $75 Gap® or Navy Federal Visa® Gift Card

See complete list.

Point limits

None

Point expiration

4 years

Cardholders

Single or joint account, authorized users

Grace period on purchases

25 days

Other Benefits

Auto Rental Insurance

View nRewards Benefits and Rewards Guides

No fee for balance transfers or cash advances.

*Excludes cash advances, balance transfers and convenience checks.

**Rewards are subject to change. For the most current rewards information and merchant disclosures, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.

 
 
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