Refinancing Your Auto Loan

Review Your Current Loan

You’ll need to know the terms of your current loan to determine how much you can save.

• How much do you owe on your current loan?
  
• Are there any penalties or fees for paying off your loan early?

Gather Car and Loan Documents

You may need:

• Your 17-character Vehicle Identification Number (VIN)
• The exact mileage of your car
• The state the car is registered in
• The 14-day payoff amount
• The lender's name
• The lender's phone number
• Your loan number

Calculate Your Savings

• See what you could save with our Auto Refinance calculator.
• Visit our Auto Refinancing page to view our great rates. 
• Imagine possibly lowering your interest rate, decreasing your monthly payment or even paying off your car loan sooner.

Apply

• Fill out the refinancing lender’s application using the information from step 1.
• If approved, the lender should help you through the process of paying off your existing loan and transferring your car’s title.²

Ready to get started?

Apply Now for an auto refinance loan