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Variable-Rate Share Certificates

  • Minimum of $500. You can add unlimited funds on the 1- and 2-year anniversary dates of the certificate's purchase.
  • Available for a 3-year term.
  • Once you buy a certificate, the rate remains in effect for one year. It changes on the purchase anniversary date to the rate then in effect.
  • The new rate will never fall more than ½ percentage point below the initial rate, and has no upper limit.
  • Rates set on the first Monday of each month to equal the yield of the latest Constant Maturity Treasury (CMT).

> Account Access users purchase certificate(s)

  (Non-Account Access users purchase certificate(s) here)

 
 
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