Navy Federal Credit Union
Navy Federal Credit Union

Exclusively for Recruits

When you join Navy Federal—the world's largest credit union—you become a member-owner,
not just a customer. And that means great rates on savings and loans. Plus, when you join,
your spouse and family members can join, too.

It's easy to join!

All it takes to join is for you to open a savings account with a minimum deposit of $5!
You'll have access to:

And you'll have immediate access to Active Duty Checking® with Direct Deposit

It offers:

Join Now

Part of the Delayed Entry Program (DEP)? Please call 1-888-842-6328 or visit one of our branches to join today!



*A qualifying Military Direct Deposit of Net Pay must post to your Active Duty Checking account within 90 days of account opening. If the Military Direct Deposit stops for more than 90 days, the account converts to an Everyday Checking account.

  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates