Visa/PLUS® System ATMs

You can access over 1.7 million ATMs in the Visa/PLUS System. Just look for these symbols on the ATM.

When using a Navy Federal Visa® Debit Card or CUCARD® at a Visa/PLUS System ATM:

  • A $1.00 ATM service fee is assessed by Navy Federal for all transactions. This includes transactions that exceed the daily limit for withdrawals, are rejected for invalid PIN or have insufficient funds.
  • Certain network ATM owners may charge an ATM surcharge. This fee is in addition to the service fee that is assessed when using a Visa/PLUS System ATM.
  • All surcharges and service fees appear on your statement.
  • ATM fee rebates at Visa/PLUS System ATMs—up to $10 per statement cycle—available with Flagship Checking, eChecking and Campus Checking. Up to $20 per statement cycle for Active Duty Checking®. The refund is credited to your checking account at the end of your statement cycle. See our Checking Comparison Chart.

Locate a Visa/PLUS System ATM near you:

  • Use your cell phone if you have Internet access—
    Navy Federal offers this service free of charge. Check with your mobile service provider for Internet access fees.
  • Visa/PLUS System ATM Locator


Savings as high as 1.35% APY

Auto Loans as low as+ 2.99% APR

Certificates as high as 3.50% APY

Credit Cards as low as++ 7.99% APR

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