Boost Your Savings Potential
Money Market Savings Account
Take advantage of higher dividends in exchange for a minimum balance of $2,5002 or more.
|$0 to $9,999||0.40%|
|$10,000 to $24,999||0.45%|
|$25,000 to $49,999||0.50%|
|$50,000 and over||0.55%|
Monthly compounded, monthly creditedOpen a Money Market Savings Account Now
Money Market Savings Account Basics
MMSAs are an easy way to earn more than a basic savings account and still have all the same benefits—including easy access to your money and the ability to write checks.
Compare Savings Options
Choose the savings option that will help you reach your goals.
|Savings Account||MMSA & Jumbo MMSA||Certificate|
Save on your terms while still earning dividends.
Earn more than a standard savings account (balance of $2,500 or more).
Set aside money to earn at a higher rate than a savings account.
Explore and compare dividend rates of all Navy Federal savings products.Learn More about Savings Rates
Savings Rates Calculator
Use this calculator to see how different rates can impact your savings strategy.Learn More about Savings Rates Calculator
Pay Yourself First
Make saving a habit with this simple tactic.Learn More about Pay Yourself First
1 Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 10/24/2020. Fees may reduce earnings. ↵
2 Funds in Money Market Savings Accounts (MMSAs) with balances below $2,500 will not earn dividends for each day they remain below the minimum. ↵