Make the Most of Your Retirement Savings

Boost your retirement savings with IRA Money Market and Jumbo Money Market Savings Accounts.

  • Earn dividends with a minimum balance of $2,500
  • Grow your earnings with competitive rates
  • Earn more than a standard savings account

APY as high as

1.25%1

Term

None

Explore Our Accounts

IRA Money Market Savings Account

Take advantage of higher dividends in exchange for a minimum balance of $2,500 or more.

Minimum Deposit APY1
$0 to $9,999 0.70%
$10,000 to $24,999 0.75%
$25,000 to $49,999 0.80%
$50,000 and over 0.85%

Rates as of March 29, 2020 ET

Rates apply to the entire balance, not just the amount over the tier threshold

Monthly compounded, monthly credited

Open a IRA Money Market Savings Account Now

Jumbo IRA Money Market Savings Account

Earn Jumbo dividend rates on account balances of $100,000 or more.

Minimum Deposit APY1
$0 to $99,999 0.25%
$100,000 to $249,999 1.15%
$250,000 and over 1.25%

Rates as of March 29, 2020 ET

Rates apply to the entire balance, not just the amount over the tier threshold

Monthly compounded, monthly credited

Open a Jumbo IRA Money Market Savings Account Now

Compare Retirement Savings Options 

After you've decided on a savings plan, the next step is to choose the savings option that will get you to your goals.

IRA Savings Account IRA MMSA & Jumbo MMSA IRA Certificate

Start early and save for your future on your terms while still earning dividends.

  • Long-term saving
  • Contribute at any time
  • No term restrictions

Earn more than a standard savings account by maintaining an account balance of $2,500 or more.

  • Higher balances receive greater earnings
  • Contribute at any time
  • No term restrictions

Plan ahead and earn guaranteed returns at a higher dividend rate than a savings account.

  • Variety of term options
  • Minimum deposit amount as low as $50
  • Competitive dividend rates

IRA Contribution Limits, Deadlines & Eligibility

Make sure you’re on top of your IRA. Read over IRA contribution limits, deadlines and eligibility here.

Learn More about IRA contribution limits, deadlines and eligibility.

Want More Information About Saving?

Explore our resources at Navy Federal's Savings Learning Center.

Learn More Visit the Savings Learning Center.

Savings Resources

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Disclosures

1 Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 03/29/2020. Fees may reduce earnings.