Make the Most of Your Retirement Savings
IRA Money Market Savings Account
Take advantage of higher dividends in exchange for a minimum balance of $2,500 or more.
|$0 to $9,999||0.50%|
|$10,000 to $24,999||0.55%|
|$25,000 to $49,999||0.60%|
|$50,000 and over||0.65%|
Monthly compounded, monthly creditedOpen a IRA Money Market Savings Account Now
Jumbo IRA Money Market Savings Account
Earn Jumbo dividend rates on account balances of $100,000 or more.
|$0 to $99,999||0.25%|
|$100,000 to $249,999||0.80%|
|$250,000 and over||0.90%|
Monthly compounded, monthly creditedOpen a Jumbo IRA Money Market Savings Account Now
Compare Retirement Savings Options
After you've decided on a savings plan, the next step is to choose the savings option that will get you to your goals.
|IRA Savings Account||IRA MMSA & Jumbo MMSA||IRA Certificate|
Start early and save for your future on your terms while still earning dividends.
Earn more than a standard savings account by maintaining an account balance of $2,500 or more.
Plan ahead and earn guaranteed returns at a higher dividend rate than a savings account.
IRA Contribution Limits, Deadlines & Eligibility
Make sure you’re on top of your IRA. Read over IRA contribution limits, deadlines and eligibility here.
Retirement Interest Calculator
Find out how much your accounts can earn from now until the start of retirement.Learn More about Retirement Interest Calculator
Explore and compare dividend rates of all Navy Federal savings products.Learn More about Savings Rates
Reduce waste while increasing your account security. Make the switch to paperless statements.Learn More about Paperless Statements
1 Rates on variable accounts (e.g., Share Savings, Checking, MMSA) may change after the account is open. This APY is accurate as of 07/13/2020. Fees may reduce earnings. ↵