Navy Federal Credit Union
Navy Federal Credit Union

College Planning

Paying for College

It's never too early to start preparing for future education expenses. Navy Federal offers what you need to reach that financial goal.


The best place to get started with saving.

Money Market
Earns you more than a savings account with no term restrictions.

Custodial Accounts
Lets you administer gift money to a minor with potential tax savings.

Education Savings Account
Offers tax-free earnings if used for education expenses.


SaveFirst Account
Lets you start saving for college with just $5; you choose your own maturity date.

EasyStart℠ Certificate
Requires only $100 to start and accepts additional deposits to increase your savings.

Variable Rate
Guarantees your new rate will never fall more than 1.2 percentage points below the initial rate; no limit on how high the rate can increase.

Standard Certificates
Can earn dividends at higher rates than savings accounts; have pre-determined maturity dates.


College Savings Calculator
Estimate how much you'll need to meet your long-term goal.

Student Budget Calculator
Analyze the expenses and annual budget for a full-time student.

College Central
Research tools to help you determine and achieve your educational savings goals.

Send Us to College with Your Student

The perfect account for students to stash their cash, Campus Checking offers access to over 55,000 free ATMs and provides ATM fee rebates of up to $10 per month for any fees you're charged from out-of-network ATMs. Other features include dividend earnings, no monthly service fee, a free Visa® Debit Card, Online Account Access, and Checking Protection options.

Get yourself or your student the solution for larger expenses—like textbooks or a laptop—and make purchasing easier and more rewarding. With an nRewards Secured Card, designate a specific amount from savings to set a limit and start building credit. Plus, earn one point for every $1 spent. Or with cashRewards, get cash back on every purchase, every time.

Manage and monitor your student's spending with a Visa Buxx card. Convenient and secure, this reloadable prepaid debit card helps you and your student easily track spending and stay on budget together. They spend only what you've loaded onto the card.

No matter how far from home your student is, they can stay on top of their account anywhere, anytime with Mobile Banking. Using their mobile device, they can view balances, transfer money, pay bills, and more—all while on the go. Sign up for Mobile Banking through Account Access.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
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