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Managing Monthly Payments

Paying Bills
Know Your Options to Keep Bills On-time

Looking for a convenient way to ensure your bills are paid on time each month? Learn how to save time and better manage your cash flow.

Pay Through Our Bill Pay Service

We offer a free bill pay service that allows you to pay your bills online, and in many cases, from your mobile device*. With these services, you can schedule one-time or recurring payments that are deducted from your checking account to avoid missing payments.

Pay Through Your Biller’s Website

Another option maybe to use your Navy Federal debit or credit card to pay your bills through your biller’s website, where you can choose to either set up automatic recurring payments or make a one-time payment. If you set up recurring payments, make certain you update your payment details anytime your card is reissued.

Debit Cards

  • When paying bills from a biller’s website with your debit card, the funds are deducted directly from your checking account. If you choose to pay this way, make sure you have enough money in your account to cover your bills so that you don’t incur any overdraft penalties.

Credit Cards

  • If you have a rewards card, using it to pay non-debt bills such as utilities, internet or auto insurance can be an easy way to rack up more rewards.
  • Paying with your credit card may not be an option for student loans, car loans or mortgage payments, as many lenders don't accept them. Be aware that some billers may charge a convenience fee for credit card payments. Make sure you’re able to pay off whatever you’ve charged on time and in full.

In addition to enrolling your debit or credit card on your biller's website, you may also be able to link your checking account as a payment option.

For more ways to make purchases and payments, Digital Wallets offer convenience and security online and on the go.

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