Joining has never been easier. And just for recruits in the Delayed Entry Program, ROTC cadets, and midshipmen, we'll even fund the initial $5 membership fee! Signing up online is the fastest and easiest way to apply for membership—taking just a few minutes.
Join online and enter the appropriate promotion code when prompted.
Email or Fax
Fill out our Membership Application, then email or fax it back to us.
Phone or Branch
Call us 24/7 at 1-888-842-6328, or visit your local branch to apply in person.
Once your application is processed, your account information will arrive by mail within seven to ten business days. You'll also receive an email with your pre-filled government direct deposit form—you can submit this at basic training.
Having your family members join makes it easier to transfer money as you need to do so. Plus, they'll be able to enjoy all the benefits of membership they expect from the world's largest credit union.
To find out more about who is eligible, check out our Membership Eligibility Wizard. Questions? Just call 1-888-842-6328 and we'll be happy to help.
Note: Notary service is available at select branches. Services are limited and vary by state guidelines.* Call 1-888-842-6328 to find out which services are available at each branch.
Documents related to Navy Federal are notarized at no charge. For non-Navy Federal related documents, the first two documents per week are no charge; each additional document is $5.00 per document, not to exceed the local jurisdiction fee maximum.
*Due to the potential legal ramifications, Navy Federal does not notarize wills. Wills should be notarized by an attorney authorized to do so. Applicable in all jurisdictions except California, Louisiana, and the District of Columbia. In California, Notary Public Service is limited to Navy Federal related documents only. Navy Federal does not offer Notary Service in Louisiana and the District of Columbia. Members in these locations should contact an attorney.
Once you're home, you'll want to revisit the legal, financial, and personal items you took care of before you left. Here are a few things you'll want to check:
Nothing brings a smile to your loved one's face more than a picture or note from back home. Here's a few ways to show you care:
It's not easy having a loved one far away. You're not alone. Here are some resources to help:
You can also connect with other military spouses through discussion boards, chat and forums:
Talking to your children about deployment isn't easy. Below are some websites and articles that may help:
Military.com is a great resource for detailed information regarding pay, health insurance and other benefits that military spouses and family members are entitled to.
The best way to reach your service member when an emergency occurs at home is to contact the American Red Cross.
You will need to provide the following:
Since 1933, Navy Federal Credit Union has grown from seven members to over 6 million members. And since that time, our vision statement has remained focused on serving our unique field of membership:
Be the most preferred and trusted financial institution serving the military and their families.
+Rates are based on an evaluation of credit history, so your rate may differ.
++Rates are variable and based on an evaluation of credit history, so your rate may differ.
*Message and data rates may apply. Terms and Conditions are available.
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including joint owners.
What This Means For You
When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you.