How to Join

Joining has never been easier. And, just for recruits in the Delayed Entry Program, ROTC cadets and midshipmen, we'll even fund the initial $5 membership fee! Signing up online is the fastest and easiest way to apply for membership—taking just a few minutes.


Join online and enter the appropriate promotion code when prompted.

  • Recruits: DEPNFCU

Email or Fax

Fill out our Membership Application, then email or fax it back to us.

Phone or Branch

Call us 24/7 at 1-888-842-6328 or visit your local branch to apply in person.

What to Expect After Applying

Once your application is processed, your account information will arrive by mail within seven to ten business days. You'll also receive an email with your pre-filled government direct deposit form—you can submit this at basic training.

Don't Forget—Your Family Can Join, Too!

Having your family members join makes it easier to transfer money as you need to do so. Plus, they'll be able to enjoy all the benefits of membership they expect from the world's largest credit union.

To find out more about who is eligible, check out our Membership Eligibility Wizard. Questions? Just call 1-888-842-6328, and we'll be happy to help.

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