Navy Federal Credit Union
Navy Federal Credit Union

How to Join

Joining has never been easier. And just for recruits in the Delayed Entry Program, ROTC cadets, and midshipmen, we'll even fund the initial $5 membership fee! Signing up online is the fastest and easiest way to apply for membership—taking just a few minutes.

Online
Join online and enter the appropriate promotion code when prompted.

  • Recruits: DEP 2013
  • ROTC: ROTC 2013

Email or Fax
Fill out our Membership Application, then email or fax it back to us.


Phone or Branch
Call us 24/7 at 1-888-842-6328, or visit your local branch to apply in person.

What to Expect After Applying

Once your application is processed, your account information will arrive by mail within seven to ten business days. You'll also receive an email with your pre-filled government direct deposit form—you can submit this at basic training.

Don't Forget—Your Family Can Join, Too!

Having your family members join makes it easier to transfer money as you need to do so. Plus, they'll be able to enjoy all the benefits of membership they expect from the world's largest credit union.

To find out more about who is eligible, check out our Membership Eligibility Wizard. Questions? Just call 1-888-842-6328 and we'll be happy to help.

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