Join Today. Prepare for Tomorrow.

Exclusively for Those Joining the Military

As a potential military member, we understand your primary focus is on preparing yourself for a career of military service. We stand ready to support your mission by providing world-class products and services to lead you on the path to financial success—from day one of your membership through your entire career. To help get things started, we'll even make your initial $5 membership deposit for you!

Just for You

  • Initial $5 membership deposit made by Navy Federal
  • Expedited delivery of debit cards
  • Pre-filled direct deposit form, making it easy to take with you to basic training

Products and Services You Deserve

  • 24/7 live phone support—call anytime, from anywhere
  • Thousands of free ATMs1 and over 250 branches worldwide, many on or near military bases
  • $20 a month in ATM fee rebates with
    Active Duty Checking®2. Plus, get paid early!
  • Free Mobile Banking* for iPhone® and Android—deposit checks, make transfers, and more

How to Join

Apply by visiting a branch with your enlistment contract. And once you join, your family can, too!

Helpful Resources

1There are no fees for members who use their Navy Federal Visa® Debit Card at CO-OP Networks®, inaddition to California Walgreens. 2A qualifying Military Direct Deposit of Net Pay must post to your Active Duty Checking account within 90 days of account opening. If the Military Direct Deposit stops for more than 90 days, the account converts to an EveryDay Checking account.