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Exclusive Deals From Your Favorite Stores

Use your Navy Federal Credit Card to shop our online Member Deals.1 You'll get rewards beyond what you'd get for purchasing in-store or from a retailer's website—up to 15 points or 15% cash back per dollar spent. You'll also get access to exclusive special offers, our featured Deal of the Week and free shipping from select retailers.

  • Macy's
  • Staples
  • Sephora
  • Apple
  • The Home Depot
  • Nike
  • Under Armour

If you spend $400, you could earn:

What you could earn if you spend $400
Credit Card In-Store or Online Without Member Deals With Member Deals Purchase
cashRewards (with direct deposit) $7 Cash Back $27 Cash Back
cashRewards (w/out direct deposit) $6 Cash Back $26 Cash Back
Platinum $0 Cash Back $20 Cash Back
nRewards® Secured, GO REWARDS® and More Rewards Card2 400 Points 2,400 Points
Visa Signature® Flagship Rewards 800 Points 2,800 Points

Examples are based on a Member Deals merchant reward of 5% cash back or 5 points per $1 spent.

How to Shop Member Deals

  1. Step 1

    Sign in to online banking.

    online banking sign-in box
  2. Step 2

    In your Account Summary, select the credit card you’d like to use.

    Cursor selects a credit card account
  3. Step 3

    Under Rewards Points, click Member Deals.

    Cursor selects Member Deals
  4. Step 4

    Select a merchant and complete your purchase. Rewards post to your account as merchants report them, which can take up to 8 weeks.

    member deals home screen, cursor is selecting a merchant



Program excludes Navy Federal Business and Home Equity Line Visa® Platinum credit cards and Navy Federal Debit Cards. Rewards are subject to change and vary by merchant. Reward types will be based on the member's purchasing credit card. cashRewards cardholders will receive cash back. Platinum cardholders will receive a statement credit, and all others will receive points.


The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.

© 2020 is a registered trademark. Staples is a trademark of Staples, Inc. Sephora is a trademark of Sephora. The Home Depot™ is a trademark of the Home Product Authority. © 2020 Nike, Inc. All Rights Reserved. Under Armour is a trademark of Under Armour, Inc.