• No Rewards Limit

    Spend more, earn more. Continue to accrue more until you’re ready to redeem.

    For terms and conditions, see the Visa Signature® Flagship Rewards Card Program Description.

  • No Reward Expiration

    As long as your account is open, rewards won’t expire. Continue to spend and accrue rewards and redeem them at your convenience.

  • Redeem points for cash, travel, gift cards and merchandise

    Love to travel? Or prefer cash back? The Visa Signature Flagship Card gives you the flexibility to redeem your points as you like. Want even more? Shop our Member Mall® and earn extra rewards on your purchases, including up to 15 points or 15% cash back per dollar spent.

  • Receive statement credit (up to $100) for Global Entry or TSA Pre✓®

    A $100 (Global Entry) or an $85 (TSA Pre✓®) statement credit will be processed after the applicable program application fee is charged to your Visa Signature Flagship Credit Card.1

  • Collision Damage Waiver

    With your Navy Federal Visa® or Mastercard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

    Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.2

    Visa Signature® Flagship Rewards Benefits Guide

  • Worldwide Automatic Travel Accident Insurance

    You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered rewards card. Coverage is for one year from the date of the accident.2

  • Travel and Emergency Assistance

    It's help when you don't know where to turn. Count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

    We'll make every reasonable effort to respond when you have an emergency, even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location or time, Visa nor its service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.2

  • Extended Warranty Service

    When you have Visa's Warranty Manager Service, you have an Extended Warranty Service insurance program that provides security beyond the manufacturer's guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call to 1-800-397-9010.

    Whether the purchase is for you or for someone else, the item must be charged to your credit card for the entire amount. You do NOT have to register your purchase with the card company.

    Under the Extended Warranty Service, the item must first be covered by the original manufacturer's warranty of twelve months or less. Then the card's extended warranty doubles the original manufacturer's warranty for up to one year. The maximum repair or replacement amount won't exceed the price charged for the item, up to $10,000.

    You must file a claim within 30 to 60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.2

  • Cell Phone Protection

    Your Navy Federal Credit Card can provide extra protection for up to three of your cell phones. Simply pay your monthly cell phone bill with your Navy Federal Visa.

    To file a claim, contact the insurance provider directly at 1-866-894-8569. For more information about the terms of the plan, view the Visa Program Description Guide.

  • Extra Perks

    Visa offers additional travel, entertainment and shopping benefits.

    Learn More About Visa Signature Perks

Included With All Navy Federal Credit Cards

  • 24/7 access to stateside member reps
  • No balance transfer or foreign transaction fees3
  • Ability to freeze and unfreeze your cards
  • Zero Liability policy for reported unauthorized transactions
  • Fraud notifications*
  • Access to your FICO® score4
Learn More about the benefits included with all Navy Federal credit cards

Disclosures

1A $100 (Global Entry) or an $85 (TSA Pre✓®) statement credit (“Statement Credit”) will be processed after the applicable program application fee is charged to an eligible card. Eligible cardholders are entitled to one Statement Credit per eligible Visa Signature Flagship account number every 48-months per Global Entry or TSA Pre✓® program. Please allow 6-8 weeks after the applicable program application fee is charged for the Statement Credit to post to your account. Cardholders are responsible for all charges until the Statement Credit posts to their account. Visa and Navy Federal Credit Union reserve the right to modify or cancel this offer at any time and without notice. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Visa and Navy Federal Credit Union have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards the Global Entry Program. For complete details on the Global Entry program, including full terms and conditions, go to http://www.cbp.gov/global-entry/about. TSA Pre✓® is an expedited airport security program that allows low-risk travelers within the United States to speed through security at select airports. For more information about TSA Pre✓® and the application process, visit https://www.tsa.gov/precheck.

2Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

3For all Navy Federal Credit Cards: Currently, rates range from 7.74% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards.

4FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.