Already have a Navy Federal Credit Card? View an offer just for you.

Lower Interest Rates Put You in Control

Achieve financial victory with a 1.99% intro APR on balance transfers and purchases for 12 months. After that, a variable APR between 7.49% and 18% applies.1 Plus, with our cards, you won't pay balance transfer fees.1

Just open a Navy Federal Credit Card and transfer your balances from other lenders.

Plus, enjoy:

  • no foreign transaction fees1
  • a 3% lower standard variable APR than the industry average
  • 24/7 access to stateside member reps
  • fraud protection and notifications*
  • digital banking anytime, anywhere*

Don’t miss out on this great opportunity—choose the card that’s right for you by March 2, 2020.

Pick the Card That's Right for You

Transfer Your Balances and Save

See how much you could save on fees in the first 12 months if you transferred a balance of $7,500 to a Navy Federal card today.

Issuer Standard Balance Transfer Fee Total Fees
Navy Federal 0%1 $0
USAA® 3% $225
Discover® 3% $225
Chase® 5% $375

How to Transfer Your Balance

You’ll need the name and address of the other financial institution, your account number at that financial institution and the amount you’re transferring.

Hurry—offer expires March 2, 2020.


1 As of 12/2/19, rates range from 7.49% APR to 18% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature® Flagship Rewards. Balance transfer offer: Application must be submitted by 3/2/20. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Balance transfers are not eligible to earn rewards. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. Interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance, including any transferred balances or purchases made under this offer, in full each month by the payment due date. Offer excludes Navy Federal nRewards® Secured, Business and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening.

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.