Watch Your Credit Card Balance Disappear

Achieve financial victory with a 1.99% intro APR on balance transfers and purchases for 12 months. After that, a variable APR between 10.99% and 18% applies.1 Just open a Navy Federal Credit Card and transfer your balance from another lender.

Plus, enjoy:

  • no balance transfer or foreign transaction fees1
  • a credit card APR average that's 4% lower than the industry’s
  • 24/7 access to stateside member reps
  • digital banking anytime, anywhere*

Don’t miss out on this great opportunity— choose the card that’s right for you by Feb. 28, 2019.

Pick the Card That's Right for You

Transfer Your Balances and Save

See how much you could save on fees in the first 12 months if you transferred a balance to a Navy Federal card today.

Issuer Standard Balance Transfer Fee Total Fees
Navy Federal 0%1 $0
USAA 3% $225
Citibank 3% $225
Discover 3% $225

Note that numbers above are based on a balance transfer amount of $7,500. Balance transfer fees are accurate as of Dec. 31, 2018.


1As of 11/1/18, rates range from 10.99% APR to 18% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. $49 annual fee for Visa Signature Flagship Rewards. Application must be submitted by 2/28/18. Offer valid for balances transferred from non-Navy Federal credit cards within 30 days of account opening. Balance transfers are not eligible to earn rewards. Navy Federal reserves the right to refuse duplicate balance transfer requests. Maximum total transfer amount is limited to your approved credit line. Balance transfers using convenience checks are excluded from this offer. If you transfer a balance with this offer, interest will be charged on purchases made with your credit card unless your purchases have a 0% APR or you pay the entire balance (including any transferred balances) in full each month by the payment due date. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including balances transferred under this promotion. Offer excludes Navy Federal nRewards Secured, Business and Home Equity Line Platinum credit cards. Limit of one promotional offer at account opening. Valid for offers applied for from 1/2/19 to 2/28/19.