Earn 20K Bonus Points + a One-Time $98 Statement Credit for an Annual Walmart+ Membership
Rate: Variable APR
14.90% - 18.00% 1
With a Navy Federal More Rewards American Express® Card in your wallet, you can earn 20,000 bonus points (a $200 value) when you spend $2,000 within 90 days of account opening.2 Plus, enjoy a 1.99% intro APR for 6 months from account opening on purchases. After that, a variable APR between 14.90% and 18% applies.1
For a limited time, get a one-time $98 statement credit when you pay $49 or more for an annual Walmart+ membership using your More Rewards credit card. (Normally, Walmart+ annual memberships are $98.)3
Can’t wait to receive your credit card? Get a jumpstart on earning rewards this holiday season with a More Rewards virtual credit card. Instantly shop and earn rewards on the go by adding the virtual version of your credit card to your digital wallet. You can enter the credit card number manually to use it for online or in-person shopping, too. So, whether you just got approved and are waiting on your credit card to arrive in the mail or simply forgot your wallet at home, you’ll still be able to access, view and use your virtual credit card.
Expires on Jan. 01, 2024
As of 11/28/2023, rates range from 14.90% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None, if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Limit of one promotional offer at account opening. Navy Federal reserves the right to change or end this offer at any time without notice.↵
Offer valid for cardholders issued new Navy Federal More Rewards American Express® Card accounts. To be eligible for the 20,000 points offer, you must make $2,000 or more in net purchases within 90 days of account opening. Rewards are earned on eligible net purchases. “Net purchases” means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, gambling, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash-equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, GO Prepaid Cards, and other cash-equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to 8 weeks after the 90-day period for the 20,000 points to post to your rewards balance. Account must be open and not in default at the time the 20,000 points are scheduled to post to your rewards balance. Limit of one promotional offer at account opening. Offer valid for accounts applied for between 11/01/2023 and 01/01/2024. Navy Federal reserves the right to change or end this offer at any time without notice.↵
One-time statement credit of $98 when you pay $49 or more for an annual Walmart+ membership. Excludes monthly Walmart+ membership. Annual Walmart+ membership must be purchased within one year from Navy Federal More Rewards American Express® Card account opening date to receive the one-time statement credit. Please allow up to 30 days after the annual Walmart+ membership fee posts to your account for the $98 credit to post. Your annual Walmart+ membership will auto-renew annually following enrollment, and your credit or debit card on file will be charged for an additional term at the fee(s) in effect at the time. You may cancel your annual Walmart+ membership by calling Walmart Customer Care at 800-924-9206 or through your Walmart account. Walmart is a registered trademark of Walmart Apollo, LLC.↵
Navy Federal More Rewards American Express® Cards earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, supermarkets, and 1 point for every $1 of other net purchases. Merchant transit categories classified as railway, ferries/water trip, taxis, limousines, bus lines, charters, tour buses, tolls, road/bridge fees, and parking/lots will receive 3 points for every $1 of net purchases. A supermarket, transit, gas station, restaurant, or food delivery purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. For more information, view the More Rewards American Express® Card Program Description.↵
The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.