To continue enjoying all the features of Navy Federal Online, please use a compatible browser. You can confirm your browser capability here.

30-year mortgages have lower monthly payments, but a 15-year mortgage means you’ll pay less interest over the life of the loan. Use this calculator to decide which loan term is best for you.

This calculator is for general education purposes only and is not an illustration of current Navy Federal products and offers.

More About Mortgages