Navy Federal Credit Union
Navy Federal Credit Union

Save on Your First Home With First-Time Homebuyer Plus

We know purchasing your first home is a big deal. That's why we offer personalized service and guidance every step of the way—from first call to closing, seven days a week. And for a limited time, you can save even more with special incentives for first-time homebuyers! You'll get extra savings on top of our 100% financing and super-low rates.

First-Time Homebuyer Plus includes:

  • No application fee
  • No down payment required and up to 6% seller contribution allowed
  • Rate match1—if you find a better rate somewhere else, we'll match it! If we can't, we'll pay you $250!

Plus, our trusted mortgage specialists will help you:

View our mortgage options

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1 Limited-time offer available for purchase and refinance first mortgages. Certain product exclusions may apply. Loan Estimate from competing lender must be dated and received within 3 calendar days of locking interest rate at Navy Federal. The terms of the competing loan must be identical to Navy Federal's loan. If the loan does not close within the commitment period, the rate match may be voided. To receive $250, member must provide a signed, executed copy of the final Closing Disclosure and a copy of the mortgage note within 30 calendar days of loan closing with another lender. Offer not valid if original loan terms or conditions change prior to closing. Once approved, $250 will be automatically deposited into member's Navy Federal account within 30 calendar days of receiving the necessary documentation.

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Rates and Terms


Home Buying. Simple.

Exclusive Offers

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates