Navy Federal Credit Union
Navy Federal Credit Union

Special Offers for Military

This month, we're celebrating our servicemembers with these great military-exclusive offers.

Get Up to $250 When You Give Membership
Refer armed forces personnel, DoD civilians and contractors, and their dependents, and you'll each get $50.1 All you need to do is ask your referrals to list your name and Access Number when they join.

Not a member yet?

Join today to take advantage of all of the
benefits of membership—including these
great offers!

Get $50 with Active Duty Checking®.
Open an Active Duty Checking account with a qualifying
Military Direct Deposit and get $50.2

Get a 3.50% APY Military Appreciation Certificate.3
Open a 15-month Military
Appreciation Certificate with a $50 minimum balance and a $7,500 maximum balance to start growing your savings.3

Get $300 for Auto
Refinances.

Refinance your loan from another lender with Navy Federal and get $300!4 Active Duty and retired
military members save an additional 1/4% APR.5
Apply at a branch or call 1-888-842-6328.

Get 2x the Credit Card Rewards.
Shop at commissaries or exchanges during the month of May and get double the cash back or double the points when you use your
Navy Federal rewards credit card.6 Don't have a card?

At Navy Federal Credit Union, we believe that those who serve, deserve. Beyond these offers, we also
have guidance to help military members become financially fit.

Find more advice and resources in our Managing Your Money section.


1This offer may not be combined with any other new-member offers at the time of the account opening. Must be eligible to join. Eligible referees include DoD civilians, contractors, Active Duty, retired, reserve, and Guard of the Army, Navy, Marine Corps, Air Force, and Coast Guard, and their dependents. Any current NFCU member 18 or older may be a referring member. Accounts must be in good standing for credits to be processed. Recruiters are not eligible to refer recruits. $5 minimum balance to open and maintain savings account and to obtain bonus. Annual Percentage Yield (APY) 0.25%, effective 3/19/2015. Bonus deposited within 14 business days of account opening. Program must be mentioned at time of joining for account to be credited. Fees may reduce earnings, and rates may change. Limit 5 referrals per member. Navy Federal employees and their immediate family are not eligible to participate in this program.

2Only valid for new Active Duty Checking accounts. To be eligible for this account, the member must be Active Duty, retired, or reserve military, and must have a qualifying Military Direct Deposit of Net Pay of at least $300 that posts to the Active Duty Checking account within 90 days. If the Direct Deposit stops for more than 90 days, the account converts to an EveryDay Checking account. APY 0.05%, effective 4/1/2015. No minimum balance to open and maintain Active Duty Checking account and to obtain bonus. Bonus deposited within 30 days of account opening. Program must be mentioned at time of opening for account to be credited. Fees may reduce earnings, and rates may change. Offer valid only on new checking account and cannot be used on existing checking account. Excludes members who join via Parris Island or Great Lakes.

3Annual Percentage Yield (APY) is effective May 1, 2015. Limit one Military Appreciation Certificate per member. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Military Appreciation Certificate has a $50 minimum balance and a $7,500 maximum balance. Additional deposits are allowed at any time subject to the maximum balance. Certificate owner(s) age 18 and older must have Defense Finance and Accounting Service (DFAS) Direct Deposit of Net Pay or DFAS Allotment within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Military Appreciation Certificate dividend rate will be reduced to the prevailing dividend rate of a standard EasyStartSM Certificate for the remainder of the certificate's term. At maturity, the Military Appreciation Certificate will automatically renew into a $100 minimum standard EasyStart Certificate unless instructed otherwise.

4Primary applicant must be Active Duty, retired or reserve military. Existing Navy Federal loans are not eligible for this offer. You must make your first scheduled payment in order to receive the offer. $300 will be credited to the primary applicant's savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is closed in the first 60 days, the $300 offer will become invalid. To qualify, refinance applications must be submitted between May 1, 2015 and May 31, 2015. Employees are either eligible for the refinance offer or the employee discount. Recipient is solely responsible for any personal tax liability arising out of this incentive.

5Applications accepted at a branch and by phone only. Rate discounts can be applied, but cannot bring the rate below the 1.49% APR minimum. Direct Deposit is required.

6The purchase must be conducted at a commissary or exchange. Third-party merchants inside these locations (such as travel agents or restaurants) may not qualify. To be eligible for 2x the regular cash back or reward bonus points rates, purchases at commissaries or exchanges must be made with your Navy Federal rewards credit card between May 1, 2015 and May 31, 2015. Please allow up to eight weeks after your purchase transactions for bonus points to post to your rewards balance. Account must be open and not in default at the time the bonus points or cash back are posted to your rewards balance. Platinum credit cards are not eligible for this offer.

  • Mortgages5/5 ARM as low as+
    3.280%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates