This month and every month, we’re proud to honor our military members. We’re here to support you as your roles and goals change. From first savings accounts to second mortgages and everything in between, you and all our members are the mission.
Enjoy Special Offers This Month
Earn 30K bonus points when you spend $3K in the first 90 days of account opening. Plus, save on interest with a 1.99% intro purchase APR for 6 months; after that, a variable APR between 11.90% and 18% applies.3
Start with as little as $50 and make additional deposits anytime for 10 months, up to $100,000.4
Enjoy special offers, loan discounts and resources to lighten your load while complementing your busy military life.
Keep Your Financial Journey on Mission
Visit our Military Life pages to see helpful resources and support for Active Duty servicemembers and their families.
1 Offer valid between 5/1/2019 and 5/31/2019 and can expire at any time without prior notice. Only valid for new Active Duty Checking accounts and cannot be used on existing checking account. To be eligible for the Active Duty Checking account, the member must be Active Duty, retired or reserve military. Excludes members who join via Parris Island or Great Lakes. A qualifying Military Direct Deposit of Net Pay (DDNP) must post to your Active Duty Checking account within 90 days of account opening in order to be eligible for bonus. A qualifying DDNP consists of an electronic deposit of wages, pension and/or social security benefits. Any transfers of funds, including Mobile/Scan Deposits and/or ATM deposits, are not considered DDNP and do not qualify. Allotments do not qualify as DDNP. If the qualifying Military DDNP stops for more than 90 days, the account converts to an EveryDay Checking account. Only those members who open a new Active Duty Checking account and choose digital/online combined statement delivery during the promotional period are eligible to receive the incentive. Member must opt for digital/online combined statement delivery within 30 days of account opening. If DDNP stops within one year, Navy Federal reserves the right to reclaim the bonus. Annual Percentage Yield (APY) 0.05%, effective 3/4/2019. No minimum balance to open and maintain Active Duty Checking account and to obtain bonus. Limit one offer per member; bonus will be processed within 8 weeks of initial DDNP posting and will appear as a credit on your account statement. Fees may reduce earnings, and rates may change. Recipient is solely responsible for any personal tax liability arising out of the acceptance of this incentive. Account must be in good standing for credit to be processed. ↵
2 To qualify, must apply for auto refinance loan between 5/1/2019 and 5/31/2019. Existing Navy Federal loans not eligible for this offer. Loan must remain open 60 days with first scheduled payment made in order to receive the offer. $250 will be credited to the primary applicant's savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $250 offer will become invalid. Offer may expire at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive. ↵
3 Offer valid for Cardmembers issued new Navy Federal More Rewards American Express® Card accounts. As of 2/1/2019, rates range from 11.90% APR to 18.00% APR, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. To be eligible for the 30,000 points, you must make $3,000 or more in net purchases with the Card within 90 days of account opening. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to 8 weeks after the 90-day period for the 30,000 points to post to your rewards balance. Account must be open and not in default at the time the 30,000 points are issued in order to be posted to your rewards balance. Limit of one promotional offer per account. Offer valid for accounts applied for between 5/1/2019 and 5/31/2019. The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. ↵
4 Limit one Special 10-Month Certificate (Share/IRA/ESA) per member. This offer, including the stated Annual Percentage Yield (APY), is effective April 29, 2019. Navy Federal reserves the right to end or modify this offer at any time. The Special 10-Month Certificate (Share/IRA/ESA) has a $50 minimum balance and a $100,000 maximum balance. Additional deposits are allowed at any time, subject to the maximum balance. IRA/ESA certificate subject to IRS contribution limits. Penalties apply for early withdrawals from certificates. Other restrictions may apply. ↵
5 All Choice loans require a 1.00% origination fee. The origination fee may be waived for a 0.25% increase in the interest rate. All Choice loans are subject to a funding fee of 1.75% of the loan amount. This funding fee can be financed into the loan up to a maximum of 101.75% LTV, or the fee can be waived for a 0.375% increase in the interest rate. Purchase loans require no down payment. LTV restrictions apply to refinance loans. Note: to be eligible for Military Choice, at least one borrower must be Active Duty or a veteran. ↵