Special Offers

Fuel Your Passion for Great Deals with Our Special Offers

Our Members Are
the Mission

At Navy Federal Credit Union, we have a mission—to put members first by making their financial goals our priority. Featuring special savings rates, discounts and incentives, our member specials are designed to help you get the most for
your money.

Already Have an Auto Loan With Another Lender?

If you didn't finance your auto loan at Navy Federal, now is your chance. Refinance with us and get $200.1

Operation: Earn More

Get guaranteed returns with a Special EasyStart℠ Certificate.3

  • 3.50% APY
  • Open with as little as $50
  • 12-month term
  • Make additional deposits anytime (up to $3,000)
  • Learn more

Images used for representational purposes only; do not imply government endorsement.

1Existing Navy Federal loans not eligible for this offer. Loan must remain open 60 days with first scheduled payment made in order to receive the offer. $200 will be credited to the primary applicant's savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $200 offer will become invalid. Offer may expire at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive.

2Cash back from $400 to $5,050 is available in most states. No cash back in AK, LA, MS, OK. You must register with RealtyPlus before contracting with a real estate agent and be represented by the assigned RealtyPlus real estate firm at closing to qualify. Standard listing fees apply. Contact RealtyPlus for terms and conditions.

3Limit one Special EasyStart Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective December 10, 2018. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum balance. Additional deposits are allowed at any time subject to the maximum balance. Certificate owner(s) age 18 and older must have a Direct Deposit of Net Pay or a payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate's term.

Enjoy Exclusive Member Discounts on Everyday Products and Services


As a Navy Federal member you are entitled to special discounts on all kinds of products and services. Join now to take advantage of our specials.

Navy Federal VISA card

Get Discounts with Visa

Receive great discounts when you use your Visa card.

Auto Buying Program

Save on New and Used Cars

Our Auto Buying Program offers exclusive discounts for members like you.

Realty Plus


Get cash back when you sell your home.


Hertz Rental Car

Save up to 20% off your next car rental.

Save more with multi-policy discounts.


Save on Geico Auto Insurance

See if you could save more with a special discount on auto insurance from GEICO.

NFCU Member Mall

Shop and Earn Rewards

Shop our online mall and earn rewards.*

Enterprise rentals

Enterprise Car Rentals

Get a member discount off everyday low rates.

*Program excludes Navy Federal Business and Home Equity Line® Visa Platinum credit cards and Navy Federal Debit Cards. MetLife Auto & Home® is a brand of Metropolitan Property and Casualty Insurance Company.

Low Rates, Special Offers and Discounts for Military Members

Military Exclusives

Whether you're a seasoned veteran or a new recruit, we value your service. We are dedicated to offering super-low auto rates, loan discounts, and other products and resources that lighten your load while complementing your busy military life. Whether it's at our worldwide network of ATMs and branches–many located near military bases–or with our easy-to-use, 24-hour online and mobile banking services, we serve where you serve®.

Not a member yet? You can join simply by opening a savings account with a minimum deposit of $5! Plus, once you join, your spouse and family members can join, too. Take advantage of these special offers and programs just for you!

Part of the Delayed Entry Program (DEP)? Apply by visiting a branch with your enlistment contract. And once you join, your family can too!

Join Now

Active Duty Checking® With Direct Deposit

Get up to $20 in ATM fee rebates and free military checks. Plus, get paid early!

Exclusive Offers for Cadets and Midshipmen

If you're a junior or senior attending a service academy, we've got great rates and rewards just for you.

VA Mortgages

100% financing available—loans guaranteed by the Department of Veterans Affairs.**

Loan Discounts with Direct Deposit

Active Duty and retired military members save an additional ¼%* APR on selected loans with Direct Deposit.

Navy Federal Military Choice Mortgage

100% financing option available for Active Duty and veterans.

Thrift Savings Plan for Military Members

Save for retirement while supplementing your military retirement pay.

Images used for representational purposes only; do not imply government endorsement.

*Direct Deposit is required. Applications accepted at a branch and by phone only. Active duty rate discounts (which are also available for retired military members) can be applied, subject to certain restrictions.

**100% financing loans include an additional funding fee, which may be financed up to the maximum loan amount. Product features subject to approval.