Our veteran members are best friends, superheroes, rock stars and role models. We’re here to serve them in every stage of their lives.

We all have goals to achieve. Whether it’s a new home for your family, help buying your daughter’s first car or to open a new certificate, we’re your dedicated financial partner.

Benefits of Membership

  • 24/7 access to stateside member reps
  • Earn and save more per year by banking with us
  • Special member offers and discounts
  • Convenient digital banking* options

Not a member? Join now.

Enjoy Special Offers In Honor of Veterans

Earn More With Certificate Returns of up to 3.00% APY

Put your savings to work earning guaranteed returns with our 24-month1 and Special EasyStartSM Certficates.2

LEARN MORE about Certificates

Earn 25K Bonus Points With the More Rewards Amex Card3

Earn 25,000 bonus points (a value of $250) when you spend $3,000 within the first 90 days of opening a new Navy Federal More Rewards American Express® Card.

LEARN MORE about credit cards

Earn $200 to Refi Your Car Loan With Us

Refinance your car loan from another lender with us, and we’ll deposit $200 into your savings account.4

LEARN MORE about Auto Refi

Enjoy Mortgage Options for Military Members

Navy Federal is a top 5 VA Lender and specializes in VA Loans. Already using your VA Loan? Military Choice Mortgage is another option for servicemembers and veterans.

LEARN MORE about mortgages for veterans

What Our Veterans Are Saying

“I think Navy Federal does a great job of giving (military members) precision guidance to help them plan out a valid and successful financial future.”

US Navy Veteran and Navy Federal Member

“Navy Federal helped me navigate through a lot of things that life put in front of me.”

US Marine Corps Veteran and Navy Federal Member

“Thanks for allowing me the opportunity to bank with a fine organization and for looking out for veterans and their families!”

US Army Veteran and Navy Federal Member

Best Cities After Service

Map of The United States of America with pins of possible best places to live. Links to Best Cities After Service article.

Ready to transition to civilian life? We talked with both servicemembers transitioning from Active Duty and veterans to figure out which cities are the best places to live.

Official Military Appreciation Partner of the NHL®

NHL Logo

1This offer, including the stated Annual Percentage Yield (APY), is effective October 8, 2018. Navy Federal reserves the right to end or modify this offer at any time. The highlighted rate is applicable to the 24-month certificate term only. Minimum purchase amounts of $10,000, $20,000, $50,000, and $100,000. No maximum purchase amount. Additional deposits are not allowed. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

2Limit one Special EasyStart Certificate per member. This offer, including the stated APY, is effective March 25, 2013. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum balance. Additional deposits are allowed at any time, subject to the maximum balance. Certificate owner(s) age 18 and older must have Direct Deposit of Net Pay or payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate's term.

3Offer valid for cardmembers issued new Navy Federal More Rewards American Express® Card accounts. To be eligible for the 25,000 points, you must make $3,000 or more in net purchases with the card within 90 days of account opening. Rewards are earned on net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, ATM cash advance fees, and annual fees, if any. Cash equivalent transactions, such as the purchase, loading, or re-loading of gift and prepaid cards (e.g., money orders, Visa Buxx Cards, GO Prepaid Cards, and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Please allow up to eight weeks after the 90-day period for the 25,000 points to post to your rewards balance. Account must be open and not in default at the time the 25,000 points are issued in order to be posted to your rewards balance. Limit of one promotional offer per account. Offer valid for accounts applied for from 10/1/2018 to 12/31/2018.

4Existing Navy Federal loans not eligible for this offer. You must make your first scheduled payment in order to receive the offer. $200 will be credited to the primary applicant’s savings account between 61 and 65 days of the loan origination date. If the auto refinance loan is canceled or paid off in the first 60 days, the $200 offer will become invalid. Offer may expire at any time. Recipient is solely responsible for any personal tax liability arising out of this incentive.

NHL and the NHL Shield are registered trademarks of the National Hockey League. © NHL 2018. All Rights Reserved.

The Navy Federal More Rewards American Express® Card is issued and administered by Navy Federal Credit Union. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license.


Student Loans as low as+ 4.29% APR

Auto Loans as low as+ 2.89% APR

Certificates as high as 3.25% APY

Credit Cards as low as++ 7.99% APR

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