Navy Federal Credit Union
Navy Federal Credit Union

Business Checking & Savings

Business Checking
First 30 transactions included. 31+ is $0.25 each.
0.05% Dividend Rate
0.05% APY*
  • Dividends are earned daily
  • No or low monthly maintenance fees
  • Scan deposits service and more!
  • Two signers
Business Plus Checking
First 50 transactions included. 51+ is $0.25 each.
0.05% Dividend Rate
0.05% APY
  • Dividends are earned daily
  • No or low monthly maintenance fees
  • Scan deposits service and more!
  • Unlimited signers
Premium Business Checking
First 100 transactions included. 101+ is $0.25 each.
0.35% Dividend Rate
0.40% Dividend Rate
0.45% Dividend Rate
0.35% APY
0.40% APY
0.45% APY
  • Dividends are earned daily
  • No or low monthly maintenance fees
  • Scan deposits service and more!
  • Tiers: $0-$9,999**, $10,000-$24,999, $25,000 & over
  • Unlimited signers

*(APY=Annual Percentage Yield). Rates could change after account opening. Fees may reduce earnings.
**Maintain a minimum daily balance of $1,500 to earn dividends.

Business Savings Accounts
Money Market Savings
Dividends Earned Daily
  • No term restrictions
  • Competitive rates
  • Minimum of $2,500 to earn dividends
  • Earns more than a Basic Savings Account without term restrictions
Jumbo Money Market Savings
Earn jumbo dividend rate on balances of $100,000 or more
  • No term restrictions
  • Competitive rates
  • Minimum of $100,000 to earn jumbo dividend rate
  • Retirement account with no set term
Certificates
Longer maturities earn higher dividends
  • Minimum purchases as low as $100
  • No maximum purchase amount (excluding special promotions and offers)
  • 3-month to 7-year terms available

Benefits of a Navy Federal Business Membership

Since the beginning, we've been with our members every step of the way.

  • Access to small business professionals
  • Online and Mobile Banking with free Bill Pay*
  • A choice of business checking accounts to suit your business needs
  • Competitive business credit offerings
  • Merchant card processing solutions

*Message and data rates may apply. Terms and Conditions are available.

  • Mortgages5/5 ARM as low as+
    3.361%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates