Business Credit Cards

Power to Purchase

Navy Federal offers a wide variety of loans, as well as great Business Service advisors who can help you make the best choice for your business.

Products for Existing Business Members

Existing Business Members can now apply online for a combined total of $50,000 for the following products:

  • Term Loans*
  • Vehicle Loans* (limited to passenger vehicle)
  • Business Credit Cards
  • Business Checking Line of Credit (CLOC) - up to a maximum of $15,000

An application of $50,000 may include a $25,000 term loan, a $15,000 credit card and a $10,000 CLOC.

Product Application Amount
Term Loan for Business $25,000
Business Credit Card $15,000
Business Checking Line of Credit $10,000
TOTAL APPLICATION $50,000

*When applying for a term loan for the purchase of an item or for a vehicle loan, you must include a purchase order, bill of sale or invoice with your application. Real Property cannot be purchased or used as collateral; contact your Business Development Officer for these types of loans. Applications submitted without supporting documentation will cause a delay in processing.

 

How to Apply

To submit an application online, you must have an existing Business membership in good standing. If you don't have a Business membership account, start your Business membership today.

In order to apply, follow the simple process below:

  1. Print the application form and Beneficial Owner Form. (if required)
  2. Complete the application form and authenticate with handwritten signatures and initials. Applications submitted without handwritten signatures and initials or an existing Business membership, or applications that exceed the $50,000 total won't be processed.
  3. Submit your application and Beneficial Owner Form (if required) along with any supporting documents via our Business Loan Application Submission Link.

Please allow two to three business days for application processing.

If you have any questions, you can call Business Services at 1-877-418-1462, 8 am to 6 pm, ET, Monday through Friday.

Our Business Cards
Visa Business
Visa® Business
When ready to apply, please call 1-877-418-1462,
M–F, 8 am-6 pm (EST).
As low as
Prime+ 5.90% APR*
$0 Annual Fee1

REWARDS
Earn one point per dollar spent

CARDHOLDERS
Single or joint account

BENEFITS
Savvy business decisions start with
Visa SavingsEdge®

Mastercard Business
Mastercard® Business
When ready to apply, please call 1-877-418-1462,
M–F, 8 am-6 pm (EST).
As low as
Prime+ 5.90% APR*
$0 Annual Fee1

REWARDS
Earn one point per dollar spent

CARDHOLDERS
Single or joint account, multiple cardholder capabilities with one set account limit

BENEFITS
Smarter business decisions with
Easy Savings® and Business Network®

Sell Anywhere With Square
Square

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TSYS Merchant Solutions
TSYS Merchant Solutions

Whether yours is a large or small business, TSYS has customized credit card processing solutions to fit your needs.

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Benefits of a Navy Federal Business Membership

Since the beginning, we've been with our members every step of the way.

  • Access to small business professionals
  • Mobile and online banking with free Bill Pay**
  • A choice of business checking accounts to suit your business needs
  • Competitive business credit offerings
  • Merchant card processing solutions

**Message and data rates may apply. Terms and Conditions are available.


1Rates range from 10.15% APR to 18% APR, are variable and are based on creditworthiness. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction.