Mastercard® Business Card

Flexibility, Rewards and
Buying Power
APR as Low as Prime+ 5.90%1

Variable rate subject to change. Rates are based on evaluation of credit history, so your rate
may differ.

Features and Benefits1
  • No annual fee
  • Multiple cardholder capabilities with one set account limit
  • No point limits
  • Earn 1 point per dollar spent
  • Great for everyday use
  • No foreign transaction fees
  • No earnings cap
  • More great benefits

Rewards: Earn 1 Point Per Dollar Spent
Point Redemption

Start redeeming at 1,000 points for cash, travel and gift cards.

Rewards Return

Rewards of up to 1%
return on each dollar spent1

Sample Rewards:
  • 5,000 points for $50 gift card from Best Buy®1
  • 10,000 points for $100 cash back
  • 25,000 points for $250 round-trip airline ticket
Point Limits


Mastercard Business Benefits
Your Mastercard Business Card includes a number of benefits that can simplify your life and save you money.
  • Collision Damage Waiver for car rentals
  • Extended warranty on card purchases
  • 24/7 emergency travel services
  • Discounts on accounting and tax preparation software

For rewards terms and conditions, see the Business Rewards Card Program Description Brochure.

1As of 2/1/2019, rates range from 11.4% APR to 18% APR, are based on product type and creditworthiness, and will vary with the market based on The Wall Street Journal Prime Rate. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction. Points expire four years from the month in which they were earned, as long as the account is open. Rewards are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus returns and refunds. Eligible purchase transactions do not include, and rewards are not earned for, the following transactions: cash advances, convenience checks, balance transfers, or fees of any kind, including finance charges, late fees, returned check fees, and ATM cash advance fees. Cash equivalent transactions, such as the purchase, loading, or reloading of gift and prepaid cards (e.g., money orders, Visa® Buxx Cards, GO Prepaid Cards and other cash equivalent gift cards), may not be eligible purchase transactions and may not earn rewards. Best Buy, The Best Buy logo, tag design and are trademarks of BBY Solutions, Inc.