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Do you own a credit card? If so, are you always carrying a balance? If you answered “yes,” you’re in the norm. A recent study by Lab 42 for Navy Federal Credit Union found that 76% of consumers who use credit cards carry a balance on at least one credit card.

Now, how well do you know your credit score? Consumers with a military affiliation were found to be more concerned with keeping up with their credit. In fact, 83% of consumers with a military affiliation are aware of their credit score, compared to 71% of those with no affiliation.

Take a look at this infographic for more information on credit and see how your credit card spending habits stack up.

Infographic: The Habits and Preferences of Credit Card Users

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
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