Navy Federal Credit Union
Navy Federal Credit Union

cashRewards Credit Card

It pays to have a cashRewards card!

As a Navy Federal member, enjoy the benefits of our most popular card. When you open a cashRewards credit card today, you'll receive 1.5% cash back on all purchases.

APR as low as 9.65%1
  • 1.5% cash back
  • Get cash back quickly
  • No annual fee1

Start redeeming cash back as soon as you earn it! Your rewards are unlimited and never expire.

Make your wallet mobile with
Apple Pay™2.


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.

Redeem your Navy Federal credit card rewards.

Visa Checkout makes paying
online easy.

See how fast 1.5% cash back adds up:4

Move the slider or type in your monthly spending, then press ENTER.

  • money
  • Monthly spending

Below is an example of how much money you can earn in cash back rewards
based on your annual spending total.

Total cash back in the first year:


Choose a Statement Credit or a Checking, Savings or Money Market Savings Deposit.

  • Total spending in the first year: $12,000
Limited Time Offer
  • Cash back earned in the first year: $180
  • Plus, add your $200 cash back bonus:3 $200

1See Credit Card Rates for details. Rates range from 9.65% APR to 18% APR, are variable, and are based on creditworthiness, so your rate may differ. Repayment terms of 2% of outstanding balance or $20, whichever is greater. ATM cash advance fees: None if performed at a Navy Federal branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per overseas transaction. Foreign transaction fees: 0.80% of transaction amount if in U.S. dollars, 1% of transaction amount if must convert to U.S. dollars. 2Apple® and the Apple logo are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple, Inc. 3Program excludes Navy Federal Business and Home EquityLine Visa® Platinum credit cards and Navy Federal Debit Cards. 4This calculator is intended for educational purposes only. Results are based on input from users and are estimates only; actual cash back rewards earned may vary depending on credit card use.

Collision Damage Waiver

With your Navy Federal Visa® or MasterCard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.

For terms and conditions, see the cashRewards Program Description Guide.

Auto Rental Collision Damage Waiver Program

Product Reviews

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  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
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