Purchase & Balance Transfer Variable
9.65% - 18.0%
Credit Card Terms & Conditions
Rates are based on creditworthiness and will vary with the market based on the Prime Rate.
Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.
Repayment terms are 2% of outstanding balance or $20, whichever is greater.
1.5% Cash Back on Purchases1
- Rewards Expiration: Never
- Rewards Limit: None
- Start Redeeming: Anytime
0.80% of the transaction amount if in U.S. 1% of the transaction amount if must convert to U.S. dollars.
None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.
Earn more rewards by shopping with your Navy Federal credit card at Member Mall.
Redeem your Navy Federal credit card rewards.
Simplify how you shop both
in-store and online.
Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.