Collision Damage Waiver

With your Navy Federal Visa® or MasterCard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with the covered card. The insurance is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you as the primary renter of the vehicle and any additional drivers permitted by the auto rental agreement are covered.


Worldwide Automatic Travel Accident Insurance

You and your dependents are covered automatically for bodily injury and/or loss on a covered trip when you charge the entire common carrier fare to your covered card account. Coverage is for one year from the date of the accident.

*Certain terms, restrictions and exclusions may apply. For more information, please refer to your Worldwide Automatic Travel Accident Insurance Benefit Guide. If you need a copy of the guide, please call 1-888-842-NFCU (6328).


Travel and Emergency Assistance

It's help when you don't know where to turn. You can count on a wide range of emergency services available whenever and wherever you need them, 24 hours a day, 365 days a year.

We will make every reasonable effort to respond when you have an emergency even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location, or time, neither Visa® or MasterCard® or its service providers can be responsible for the availability, use, cost, or results of any medical, legal, transportation, or other service.

*Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-NFCU (6328).


How the Extended Warranty Service Works

Whether you have Visa's Warranty Manager Service or MasterCard's Purchase Assurance Coverage/Extended Warranty Coverage, the Extended Warranty Service is an insurance program that provides security beyond the manufacturer's guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call. Here's how it works.

The item must be charged to your credit card for the entire amount. The purchase can be for yourself or a gift. You do NOT have to register your purchase with the card company.

Under the Extended Warranty Service, the item must first be covered by the original manufacturer's warranty of twelve months or less. Then the card's extended warranty doubles the original manufacturer's warranty up to one year. The maximum repair or replacement amount will not exceed the price charged for the item, up to $10,000.

You must file a claim within 30-60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefit Guide. If you need a copy of the guide, please call 1-888-842-NFCU (6328).

For terms and conditions see the Visa Signature Flagship Rewards Program Description Guide

Visa Signature Flagship Rewards Benefit Guide