Get a New Flagship Rewards Card and Earn 30,000
Bonus Points

Earn 30,000 points (a $300 value) toward travel after spending $3,000 in the first 90 days of opening a new Visa Signature® Flagship Rewards Card.1 Redeem your points at any time for travel-related rewards (airfare, hotel, car rental, etc.), or you can choose from gift cards or cash back. Pay a $0 intro annual fee for the first year; $49 applies thereafter.3

You'll also get these exclusive benefits:

  • Discounts and upgrades at leading hotels and resorts
  • Our Zero Liability policy for unauthorized transactions
  • Fraud monitoring and notification
  • 24/7 access to a stateside member rep
  • No foreign transaction fees3
  • 24/7 roadside assistance


Purchase & Balance Transfer Variable
APR Between

11.24% - 18.0%

Credit Card Terms & Conditions

Rates are based on creditworthiness and will vary with the market based on the U.S. Prime Rate.

Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.

Repayment terms are 2% of outstanding balance or $20, whichever is greater.


Get 2X the points per purchase.

Visa Signature Perks


  • Rewards Expiration: Never while the account is open
  • Rewards Limit: None
  • Start Redeeming: 1,000 points


$0 intro annual fee for the first year; $49 applies thereafter

Balance Transfer


Foreign Transaction


ATM Cash Advance

None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.


Redeem your Navy Federal credit card rewards.


Simplify how you shop both
in-store and online.


Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.


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