You'll earn 30,000 bonus points when you spend $3,000 within the first 90 days of opening a new card.1 Plus, get a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR between 10.24% and 18% applies.2
Plus, you'll enjoy other great rewards and perks that come with our premier travel rewards card:
- No limit on the points you can earn; points never expire
- No annual fee for the first year, $49 thereafter2
- No foreign transaction fees2
- Receive discounts and upgrades at leading hotels and resorts
- Get preferred seating at popular events and more
- No balance transfer fee2
- Visa Signature perks
- Secure chip technology
Purchase & Balance Transfer Variable
10.24% - 18.0%
Rates are based on creditworthiness and will vary with the market based on the Prime Rate.
Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.
Repayment terms are 2% of outstanding balance or $20, whichever is greater.
2 points per net dollar spent.1
- Rewards Expiration: Never
- Rewards Limit: None
- Start Redeeming: 1,000 points
No annual fee for the first year, $49 thereafter.
None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.
Earn more rewards by shopping with your Navy Federal credit card at Member Mall.
Redeem your Navy Federal credit card rewards.
Simplify how you shop both
in-store and online.
Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.