Purchase & Balance Transfer Variable
APR Between

11.24% - 18.0%

Credit Card Terms & Conditions

Rates are based on creditworthiness and will vary with the market based on the U.S. Prime Rate.

Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.

Repayment terms are 2% of outstanding balance or $20, whichever is greater.


Get 2X the points per purchase.1

Visa Signature Perks


  • Rewards Expiration: Never while the account is open
  • Rewards Limit: None
  • Start Redeeming: 1,000 points



Balance Transfer


Foreign Transaction


ATM Cash Advance

None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.

Save Big With a Low Intro APR* on Balance Transfers

Offer available to new and existing Navy Federal Credit Card cardholders from 1/3/2018 to 2/28/2018.


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.


Redeem your Navy Federal credit card rewards.


Simplify how you shop both
in-store and online.


Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.


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