Get 30,000 Bonus Points and a Low Intro Rate

You'll earn 30,000 bonus points when you spend $3,000 within the first 90 days of opening a new card.1 Plus, get a 0% intro APR on purchases and balance transfers for 12 months. After that, a variable APR between 10.24% and 18% applies.2

Plus, you'll enjoy other great rewards and perks that come with our premier travel rewards card:

  • No limit on the points you can earn; points never expire
  • No annual fee for the first year, $49 thereafter2
  • No foreign transaction fees2
  • Receive discounts and upgrades at leading hotels and resorts
  • Get preferred seating at popular events and more
APR as Low as 10.24%2
  • No balance transfer fee2
  • Visa Signature perks
  • Secure chip technology


Purchase & Balance Transfer Variable
APR Between

10.24% - 18.0%

Credit Card Terms & Conditions

Rates are based on creditworthiness and will vary with the market based on the Prime Rate.

Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.

Repayment terms are 2% of outstanding balance or $20, whichever is greater.


2 points per net dollar spent.1

Visa Signature Perks


  • Rewards Expiration: Never
  • Rewards Limit: None
  • Start Redeeming: 1,000 points


No annual fee for the first year, $49 thereafter.

Balance Transfer


Foreign Transaction


Cash Advance

None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.


Redeem your Navy Federal credit card rewards.


Simplify how you shop both
in-store and online.


Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.