Open a GO REWARDS® card, and you'll receive 20,000 bonus points when you spend $2,000 within the first 90 days of account opening.* The points can be redeemed for cash, travel, gift cards and merchandise.


Purchase & Balance Transfer Variable
APR Between

9.74% - 18.0%

Credit Card Terms & Conditions

Rates are based on creditworthiness and will vary with the market based on the Prime Rate.

Cash Advance APR is variable and up to 2% higher than purchase APR, but will not exceed 18%.

Repayment terms are 2% of outstanding balance or $20, whichever is greater.


When you open a GO REWARDS account,** you'll earn 3 points at restaurants, 2 points on gas and 1 point on everything else.1


  • Rewards Expiration: 4 years from
    date earned
  • Rewards Limit: None
  • Start Redeeming: 1,000 points



Balance Transfer


Foreign Transaction


Cash Advance

None at NFCU Branch or ATM. $0.50 domestic or
$1.00 foreign at non-NFCU ATMs.


Earn more rewards by shopping with your Navy Federal credit card at Member Mall.


Redeem your Navy Federal credit card rewards.


Simplify how you shop both
in-store and online.


Shop with your Navy Federal credit card at participating merchants. Get discounts.
It's that easy.