APR as low as 8.99%1

Variable, rate subject to change monthly. Rates are based on evaluation of credit history, so your rate may differ. Repayment terms of 2% of outstanding balance or $20, whichever is greater.

Features and Benefits

Earn big rewards by shopping with your Navy Federal credit card at our exclusive online shopping mall.


V.me makes paying online easy.
Learn more.

Learn how the nRewards Secured Credit Card works.

Rewards: Earn one point per dollar spent

Point Redemption

Start redeeming at 1,000 points for merchandise, gift cards, and travel-related certificates.

Rewards Return

Rewards up to 1%
return on each dollar spent

Sample Rewards:

Point Limits


Point Expiration

4 years

1 See Credit Card Rates for details. © 2012 Starbucks and the Starbucks logo are trademarks or registered trademarks of Starbucks Corporation. Applebee's is a registered trademark of Applebee's International, Inc. Best Buy, the Best Buy logo, tag design, and BestBuy.com are trademarks of BBY Solutions, Inc. Apple, the Apple logo, and iTunes are trademarks of Apple, Inc., registered in the U.S. and other countries. iTunes is for legal or rightholder-authorized copying only. Don't steal music.
2 Program excludes Navy Federal Business and Home EquityLine® Visa® Platinum Credit Cards and Visa Check Cards.