Collision Damage Waiver

With your Navy Federal Visa® or MasterCard®, you automatically have Collision Damage Waiver (CDW) coverage when you rent a car for 15 days or less and pay for the rental with your covered rewards card. The CDW coverage is secondary to any other applicable insurance or coverage available to you.

Coverage includes physical damage and theft of the rental vehicle, reasonable towing charges, valid loss-of-use charges imposed by the auto rental company, as well as your deductible and any other eligible amounts not covered by other insurance. Only you, as the primary renter of the vehicle, and any additional drivers permitted by the auto rental agreement are covered.

Certain terms, restrictions and exclusions apply. For more information, please refer to your Auto Rental Insurance Guide. If you need a copy of the guide, please call 1-888-842-6328, international phone numbers.


Travel and Emergency Assistance

It's help when you don't know where to turn. You can count on a wide range of emergency services available whenever and wherever you need them, 24/7. This includes medical referral, lost luggage locator service and prescription assistance.

We'll make every reasonable effort to respond when you have an emergency even if you need assistance beyond the services listed in your policy. Please understand that, due to occasional problems such as distance, location or time, neither Visa nor MasterCard nor their service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other service.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.


How the Extended Warranty Service Works

When you have Visa's Warranty Manager Service or MasterCard's Purchase Assurance Coverage/Extended Warranty Coverage, you have an Extended Warranty Service insurance program that provides security beyond the manufacturer's guarantee. Credit card users can protect themselves and their purchases with just a simple toll-free call to 1-800-397-9010.

Whether the purchase is for you or for someone else, the item must be charged to your credit card for the entire amount. You do NOT have to register your purchase with the card company.

Under the Extended Warranty Service, the item must first be covered by the original manufacturer's warranty of twelve months or less. Then the card's extended warranty doubles the original manufacturer's warranty for up to one year. The maximum repair or replacement amount won't exceed the price charged for the item, up to $10,000.

You must file a claim within 30 to 60 days from date of failure. A claim form and other requested documentation must be filed within 90 days.

Certain terms, restrictions and exclusions may apply. For more information, please refer to your Benefits Guide. If you need a copy of the guide, please call 1-888-842-6328.

Visa Benefits Guide

MasterCard Guide to Benefits