Dividend earnings are compounded and credited monthly. Rates on various rate accounts (i.e., checking) could change after account opening. Fees may reduce earnings. Offering rates
may change. See checking rates for details.
Navy Federal Credit Union offers Checking Protection options in order to authorize overdraft transactions and avoid non-sufficient funds (NSF) fees.
Dispute Resolution: If you have a dispute regarding your account or the service you have received, please contact us at 1-888-842-6328.
1A qualifying Military Direct Deposit of Net Pay must post to your Active Duty Checking account within 90 days of account opening. A qualifying DDNP consists of an electronic deposit of wages, pension and/or social security benefits. Any transfers of funds, including Mobile/Scan Deposits and/or ATM deposits, are not considered DDNP and do not qualify. Allotments do not qualify as Direct Deposit of Net Pay. If the Military Direct Deposit stops for more than 90 days, the account converts to an EveryDay Checking account.
2 Subject to Funds Availability Policy.
3 The first $200 will be available immediately, and any remaining funds will be available the second business day after the date of deposit. Deposits at nonproprietary ATMs (ATMs we do not own or operate) are not available until the fifth business day after date of deposit.
4 The first $200 of a deposit of checks will be available on or before the first business day after we receive your deposit. The remaining amount will be available for withdrawal the second business day following the date of deposit.
5 Direct Deposit is available the same business day, but at midnight.
6 Deposits that exceed $1,000 will have a portion of the deposit delayed up to two business days, and in some cases, longer. $200 will be available by the next business day.