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Certificates

Special 20-Month Certificate

Open with as little as 20 bucks. Make additional deposits any time. Sweet returns, guaranteed.1

  • 2.00% APY
  • 20-month term
  • $20,000 maximum balance

Special EasyStartSM Certificate

Start building your long-term savings quickly and easily with a 3.00% APY Special
EasyStart Certificate.2

  • $50 minimum
  • 12-month term
  • $3,000 maximum balance

Requires Checking and Direct Deposit/Allotment.

Members with Online Banking

(New! Quick application)

Members without Online Banking

Certificate Maturity Instructions
(Non-Account Access Certificate Maturity Instructions)

Read Important Disclosures +

1This offer, including the stated Annual Percentage Yield (APY), is effective Aug. 1, 2016. Navy Federal reserves the right to end or modify this offer at any time. Limit one Special 20-Month Certificate per member. This certificate has a $20 minimum and a $20,000 maximum balance. Share Certificate only. Not available for IRA or ESA. Additional deposits are allowed at any time subject to the maximum balance. Penalty applies for early withdrawal from certificate.

2Limit one Special EasyStart Certificate per member. This offer, including the stated APY, is effective
March 25, 2013. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum balance. Additional deposits are allowed at any time subject to the maximum balance. Certificate owner(s) age 18 and older must have a Direct Deposit of Net Pay or a payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate's term.


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