24-Month 3.00% APY1 Certificate (Share/IRA/ESA)
Special EasyStartSM Certificate2

Start building your savings quickly and easily with a 3.00% APY Special EasyStart Certificate.

Requires Checking and Direct Deposit/Allotment.

Open your 24-Month Share, Individual Retirement Account (IRA),
or Education Savings Account (ESA) here:

Open your Special EasyStart Certificate here:

Members With Online Banking

Members Without Online Banking

1This offer, including the stated Annual Percentage Yield (APY), is effective October 8, 2018. Navy Federal reserves the right to end or modify this offer at any time. The highlighted rate is applicable to the 24-month certificate term only. Minimum purchase amounts of $10,000, $20,000, $50,000, and $100,000. No maximum purchase amount. Additional deposits are not allowed. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

2Limit one Special EasyStart Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective March 25, 2013. Navy Federal reserves the right to end or modify this offer at any time. Penalty for early withdrawal. The Special EasyStart Certificate has a $50 minimum balance and a $3,000 maximum balance. Additional deposits are allowed at any time, subject to the maximum balance. Certificate owner(s) age 18 and older must have Direct Deposit of Net Pay or payroll allotment and a Navy Federal checking account within 90 days of the certificate issue date. If these requirements have not been satisfied by the 90th day, your Special EasyStart Certificate dividend rate will be reduced to the prevailing dividend rate of the standard EasyStart Certificate for the remainder of the certificate's term.