Navy Federal Credit Union
Navy Federal Credit Union

IRA Applications

Open a New IRA Plan

Quick Application for Account Access Users
Application for Non-Account Access Users


Open a New IRA Account (for Existing Plan Holder)

Quick Application for Account Access Users
Application for Non-Account Access Users


Open an IRA EasyStartSM Certificate (for Existing Plan Holder)

Quick Application for Account Access Users
Application for Non-Account Access Users


Make an IRA Contribution (for Existing Plan Holder)

IRA Contribution Form


Modify IRA Certificate Maturity Instructions

Quick Application for Account Access Users—Select the "Account Services" Tab
Application for Non-Account Access Users


Add or Change your IRA Beneficiary

Quick Application for Account Access Users—Select the "Account Services" Tab
Application for Non-Account Access Users


Traditional/Roth/SEP IRA or Educational Savings Account (ESA) Application Packet Request

Traditional IRA Packet
Roth IRA Packet
SEP Packet
ESA Packet


IRA Transfer or Direct Rollover Form

Download Form


Tax Withholding Instruction Form

Add or Modify Withholiding Instructions


RMD Distribution

RMD Distribution Notice—Member's First RMD Distribution

RMD Distribution Status—Member in RMD Status


IRA Recharacterization Form

Download Form

Rates and Terms

Helpful Resources

  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates