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Navy Federal Credit Union

IRA Applications

Open a New IRA Plan

Quick Application for Users With Online Banking
Application for Users Without Online Banking


Open a New IRA Account (for Existing Plan Holder)

Quick Application for Users With Online Banking
Application for Users Without Online Banking


Open an IRA EasyStartSM Certificate (for Existing Plan Holder)

Quick Application for Users With Online Banking
Application for Users Without Online Banking


Make an IRA Contribution (for Existing Plan Holder)

IRA Contribution Form


Modify IRA Certificate Maturity Instructions

Quick Application for Users With Online Banking—Select the "Account Services" Tab
Application for Users Without Online Banking


Add or Change Your IRA Beneficiary

Quick Application for Users With Online Banking—Select the "Account Services" Tab
Application for Users Without Online Banking


Traditional/Roth/SEP IRA or Educational Savings Account (ESA) Application Packet Request

Traditional IRA Packet
Roth IRA Packet
SEP Packet
ESA Packet


IRA Transfer or Direct Rollover Form

Download Form


Tax Withholding Instruction Form

Add or Modify Withholding Instructions


RMD Distribution

Required Minimum Distributions (RMD) Form


IRA Recharacterization Form

Download Form

Rates and Terms

Helpful Resources

  • Mortgages5/5 ARM as low as+
    3.526%APR
  • Auto Loansas low as+
    1.99%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    8.74%APR
  • More Rates