Get $100 when you open your first IRA with us.*
With an IRA (Individual Retirement Arrangement), you choose the plan that's right for you. The links below will help you with your selection. Depending on your choice, you may be able to take a tax deduction for Traditional IRA contributions, or withdraw the earnings on a Roth IRA tax-free. Our online features make it easy to establish an IRA, name your beneficiary(ies) and view and manage your account.
Have questions? You can visit a branch, send us an eMessage, or contact us at 1-888-842-6328.
Traditional IRAs are potentially tax-deferred retirement plans; you don't pay taxes on your contributions until you withdraw the funds. Contributions can be made as long as you have earned income and you're below the age of 70½.
|Yearly Contribution Limits|
|Tax Year||Under 50||Age 50 and over|
|Current tax year: December 31, 2015|
|Prior tax year: April 15, 2015|
|Income Limits for Tax Deductions|
|Income for Married Filing Joint||Income for Single Filer||Deductibility|
|$98,000 or less||$61,000 or less||Contribution is 100%
|Between $98,000 - $118,000||Between $61,000 - $71,000||A portion of your contribution is
|$118,000 or more||$71,000 or more||Your contribution is not