It's Time to Save.

Setting aside money for savings is easy with Direct Deposit. With the accounts below, you can have funds automatically split between your Navy Federal checking and savings accounts. This way you make sure you save first and watch your savings grow!

We recommend the following accounts to start saving:

Account Minimum to Open Term Additions Benefits
Savings Account $5 None Any amount, anytime

A place to manage money for special purposes, such as an emergency fund
Calculate how much you'll save

Open Now



3 months to 5 years

Any amount, anytime

Selecting your choice of term helps
you commit to a goal
Calculate how much you'll save

Open Now

EasyStartSM Certificate


6, 12, 18 and 24 months

Any amount, anytime

Automatic transfers of deposits
keep your saving program growing
Calculate how much you'll save

Open Now

Money Market Savings



Any amount, anytime

Higher dividends* than
regular savings

Up to six checks or
withdrawals per month

Open Now

*Money Market Savings Account requires a minimum balance of $2,500 to earn dividends.

If your payroll doesn't allow for Direct Deposit to be split, call us at 1-888-842-NFCU (6328). We can set up (an) automatic transfer(s) from your account every time your Direct Deposit posts.


Savings as high as+ 1.25% APR

Auto Loans as low as+ 1.79% APR

Certificates as high as 3.50% APY

Credit Cards as low as++ 7.49% APR

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