Savings Rates

ProductMinimum DepositTermDividend RateAPY*Compounded/Credited
Effective as of: 2018-12-17 at 1:01 AM ET
Share Savings Account 5.00 None 0.25% 0.25% Monthly/Monthly
IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25% 0.25% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • Penalties for early withdrawal on term share accounts.
  • Fees may reduce earnings.
  • Offering rates may change.

Money Market Savings Account Rates

Effective as of: December 17, 2018, 1:00 AM EST
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Money Market Savings Account 0 to 9,999*** None 0.80% 0.80% Monthly/Monthly
Money Market Savings Account 10,000 to 24,999 None 0.85% 0.85% Monthly/Monthly
Money Market Savings Account 25,000 to 49,999 None 0.90% 0.90% Monthly/Monthly
Money Market Savings Account 50,000 & over None 0.95% 0.95% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • ***Must maintain a minimum daily balance of $2,500 to earn dividends.
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.

Jumbo MMSA and Jumbo IRA MMSA Rates

Effective as of: December 17, 2018, 1:00 AM EST
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Jumbo Money Market Savings Account 0.00 to 99,999 None 0.25% 0.25% Monthly/Monthly
Jumbo Money Market Savings Account 100,000 to 249,999 None 1.24% 1.25% Monthly/Monthly
Jumbo Money Market Savings Account 250,000 & over None 1.34% 1.35% Monthly/Monthly
Jumbo IRA Money Market Savings Account 0.00 to 99,999 None 0.25% 0.25% Monthly/Monthly
Jumbo IRA Money Market Savings Account 100,000 to 249,999 None 1.24% 1.25% Monthly/Monthly
Jumbo IRA Money Market Savings Account 250,000 & over None 1.34% 1.35% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.

IRA/ESA Money Market Savings Account Rates

Effective as of: December 17, 2018, 1:00 AM EST
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
IRA/ESA Money Market Savings Account 0.00 up to 9,999*** None 0.80% 0.80% Monthly/Monthly
IRA/ESA Money Market Savings Account 10,000 up to 24,999 None 0.85% 0.85% Monthly/Monthly
IRA/ESA Money Market Savings Account 25,000 up to 49,999 None 0.90% 0.90% Monthly/Monthly
IRA/ESA Money Market Savings Account 50,000 & over None 0.95% 0.95% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • ***Must maintain a minimum daily balance of $2,500 to earn dividends.
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Rates effective as of: December 17, 2018, 1:00 AM EST
SaveFirst Account $5 3 mos. to 5 Years .90% .90% Daily/Monthly
  • *APY=Annual Percentage Yield.
  • Penalties for early withdrawal on term share accounts.
  • Fees may reduce earnings.
  • Offering rates may change.

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