Navy Federal Credit Union
Navy Federal Credit Union

Savings Rates

Share Accounts

Product Minimum Deposit Term Dividend
Rate
APY* Compounded/
Credited
2014-04-19T01:01:08-05:00
  • Share Savings Account 5.00 None 0.25 0.25 Monthly/Monthly
  • IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25 0.25 Monthly/Monthly
Terms & Conditions

Money Market

Product Minimum Deposit Term Dividend
Rate
APY* Compounded/
Credited
  • Money Market Savings Account 0 to 9,999*** None 0.40 0.40 Monthly/Monthly
  • Money Market Savings Account 10,000 to 24,999 None 0.45 0.45 Monthly/Monthly
  • Money Market Savings Account 25,000 to 49,999 None 0.50 0.50 Monthly/Monthly
  • Money Market Savings Account 50,000 & over None 0.55 0.55 Monthly/Monthly
Terms & Conditions

Jumbo Money Market

Product Minimum Deposit Term Dividend
Rate
APY* Compounded/
Credited
  • Jumbo Money Market Savings Account 0.00 to 99,999 None 0.25 0.25 Monthly/Monthly
  • Jumbo Money Market Savings Account 100,000 & over None 0.60 0.60 Monthly/Monthly
  • Jumbo IRA Money Market Savings Account 0.00 to 99,999 None 0.25 0.25 Monthly/Monthly
  • Jumbo IRA Money Market Savings Account 100,000 & over None 0.60 0.60 Monthly/Monthly
Terms & Conditions

IRA/Education Money Market

Product Minimum Deposit Term Dividend
Rate
APY* Compounded/
Credited
  • IRA/ESA Money Market Savings Account 0.00 up to 9,999*** None 0.40 0.40 Monthly/Monthly
  • IRA/ESA Money Market Savings Account 10,000 up to 24,999 None 0.45 0.45 Monthly/Monthly
  • IRA/ESA Money Market Savings Account 25,000 up to 49,999 None 0.50 0.50 Monthly/Monthly
  • IRA/ESA Money Market Savings Account 50,000 & over None 0.55 0.55 Monthly/Monthly
Terms & Conditions
More Certificate Rates
Product Minimum Deposit Term APY*
SaveFirst Account $5 3 mos. to 5 Years
.60%
EasyStart Certificate (Share, IRA and ESA) $100 12 mos.
.75%
Variable Rate Share, IRA and ESA Certificate $500 3 Years
.43%
For Dividend Rates, please hover your mouse over an APY.
*Terms and Conditions

SaveFirst

Product Minimum Deposit Term Dividend
Rate
APY* Compounded/
Credited
  • SaveFirst Account $5 3 mos. to 5 Years .60 .60 Daily/Monthly
Terms and Conditions
or Call us at 1-888-842-6328
  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates