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Navy Federal Credit Union

Savings Rates

ProductMinimum DepositTermDividend RateAPY*Compounded/Credited
Effective as of: 2016-12-11 at 1:01 AM ET
Share Savings Account 5.00 None 0.25% 0.25% Monthly/Monthly
IRA Share Accounts (ESA, Roth, SEP and Traditional) None None 0.25% 0.25% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • Penalties for early withdrawal on term share accounts.
  • Fees may reduce earnings.
  • Offering rates may change.
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Effective as of: 2016-12-11 at 1:01 AM ET
Money Market Savings Account 0 to 9,999*** None 0.40% 0.40% Monthly/Monthly
Money Market Savings Account 10,000 to 24,999 None 0.45% 0.45% Monthly/Monthly
Money Market Savings Account 25,000 to 49,999 None 0.50% 0.50% Monthly/Monthly
Money Market Savings Account 50,000 & over None 0.55% 0.55% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • ***Must maintain a minimum daily balance of $2,500 to earn dividends.
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Effective as of: 2016-12-11 at 1:01 AM ET
Jumbo Money Market Savings Account 0.00 to 99,999 None 0.25% 0.25% Monthly/Monthly
Jumbo Money Market Savings Account 100,000 & over None 0.60% 0.60% Monthly/Monthly
Jumbo IRA Money Market Savings Account 0.00 to 99,999 None 0.25% 0.25% Monthly/Monthly
Jumbo IRA Money Market Savings Account 100,000 & over None 0.60% 0.60% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Effective as of: 2016-12-11 at 1:01 AM ET
IRA/ESA Money Market Savings Account 0.00 up to 9,999*** None 0.40% 0.40% Monthly/Monthly
IRA/ESA Money Market Savings Account 10,000 up to 24,999 None 0.45% 0.45% Monthly/Monthly
IRA/ESA Money Market Savings Account 25,000 up to 49,999 None 0.50% 0.50% Monthly/Monthly
IRA/ESA Money Market Savings Account 50,000 & over None 0.55% 0.55% Monthly/Monthly
  • *(APY = Annual Percentage Yield).
  • ***Must maintain a minimum daily balance of $2,500 to earn dividends.
  • Rates on variable rate accounts(i.e. Share Savings, Checking, and MMSA) could change after account opening.
  • Fees may reduce earnings.
Open Now or Call us at 1-888-842-6328
Product Minimum Deposit Term Dividend Rate APY* Compounded/Credited
Effective as of: 2016-12-11 at 1:01 AM ET
SaveFirst Account 5 3 mos. to 5 Years .60% .60% Daily/Monthly
  • *APY=Annual Percentage Yield.
  • Penalties for early withdrawal on term share accounts.
  • Fees may reduce earnings.
  • Offering rates may change.

Members with Account Access

or
Call us at 1-888-842-6328

Members without Account Access

  • Mortgages5/5 ARM as low as+
    3.036%APR
  • Auto Loansas low as+
    1.79%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    8.24%APR
  • More Rates