We put together this Auto Buying Program to provide you with substantial discounts not available to the general public. It's a no-stress way for you to save on new and used vehicles.
- Low, established pricing
- Participating dealers
- Streamlined auto-buying process
- Professional member support available seven days a week
Go to the.
Get an Auto Loan
Apply for an auto loan, refinance a current loan, check rates and more.
Stationed or Deployed Overseas?
Our Overseas Auto Buying Program makes it easier than ever to get a great deal on a new car while serving overseas.
- Pre-negotiated military pricing
- Custom order your vehicle or choose from a wide selection in stock
- Convenient delivery overseas or stateside
- 24/7 live member service
Visit the Navy Federal Overseas Auto Buying Program and enjoy a hassle-free buying experience.
If purchased from a private seller: Take the title, bill of sale and promissory note to the DMV, register the vehicle in your name and record Navy Federal as the first lien holder. In most cases, the DMV will send the title to Navy Federal; however, should you receive the title after registration and lien placement, simply forward it to Navy Federal using the envelope provided in your loan package or mail to: Navy Federal Credit Union, P.O. Box 25109, Lehigh Valley, PA 18002.
If purchased from a dealer: In general, the dealer will complete the DMV registration and lien placement and, in most cases, the DMV will forward the title to Navy Federal. Should you receive the title after registration and lien placement, simply forward it to Navy Federal using the envelope provided in your loan package or mail to: Navy Federal Credit Union, P.O. Box 25109, Lehigh Valley, PA 18002. If the dealer is not completing the registration and lien placement, please take the title, bill of sale and promissory note to your local DMV office and record Navy Federal as the first lien holder.
Overseas requirements: We will accept a copy of the military registration, foreign registration, notarized copy of the bill of sale, or copy of the Manufacturer's Statement of Origin (MS0) only if the member is not titling the vehicle overseas. Navy Federal will hold the copy until the member returns stateside, registers the vehicle at the DMV and records Navy Federal as first lien holder on the title.
VIN requirement: Navy Federal requires members to submit the identification number(s) for the collateral secured on a loan. Autos, motorcycles, motor homes, and trailers have vehicle identification numbers (VINs). Recreational vehicles, including ATVs and campers which must be pulled by another vehicle, have serial numbers. Boats and other watercraft have hull numbers. Aircraft have N-numbers.
Lien: A lien is a legal claim to property. Members who have Navy Federal loans secured by collateral (e.g., autos, boats, or motorcycles) must ensure their Proof of Ownership (title) is registered at their state DMV with Navy Federal listed on the title as "first lien holder." If a member defaults on a collateral loan, Navy Federal can exercise its legal claim to the property.