Navy Federal Credit Union
Navy Federal Credit Union

Motorcycle, Boat, & Collateral Loans

Whether you crave the boundless freedom of the open sea or the wind in your hair on the open road, we'll help you buy the things that move you. And for those of you who love the extreme adventure of a Sea-Doo, a wild excursion on an ATV, or maybe a cross-country trip in a Winnebago, our collateral loan will get you there.1

  • No down payment—100% financing includes taxes, title, and tags.
  • Refinancing available on loans from other lenders. Lower your rate or change your term.
  • Save an additional ¼% APR for 25-year and Active Duty/Retired members.2

Please have the serial or vehicle identification number (VIN) when applying for the loan.

Call 1-888-842-6328 or visit a branch to apply for a boat, motorcycle, or collateral loan now!


1Financing is available on boats and recreational vehicles used for recreational purposes only. 2Direct Deposit required. Applications accepted at a branch or by phone only. Rate discount can be applied, but cannot bring the rate below the minimum APR.

  • Mortgages5/5 ARM as low as+
    3.403%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
  • More Rates