Navy Federal Credit Union
Navy Federal Credit Union

Motorcycle, Boat, and Leisure Vehicle Loans


No matter your preferred mode of transit, be it boat, RV, four-wheeler, or even jet ski, Navy Federal's motorcycle, boat, and leisure vehicle loans1 can help you buy the things that move you.2

  • Zero down payment - 100% financing covers taxes, title, and tags
  • Refinancing available on loans from other lenders; lower your rate or change terms
  • Additional ¼% APR savings for 25-year, Active Duty, and retired members3

Please have the serial or vehicle identification number (VIN) when you apply for the loan.

1Recreational vehicles (RV), travel trailers, campers, personal watercrafts, all-terrain vehicles (ATV), snowmobiles, and mopeds are eligible for Leisure Vehicle loan financing.

2Financing is available on boats and recreational vehicles used for recreational purposes only.

3Direct Deposit required. Must apply at branch or by calling 1-888-842-6328. 25-year member discount is one-time
non-transferable offer.

Call 1-888-842-6328 or visit a branch to apply for a loan now!


We've got great rates for mortgages, savings, and more!

Tips for Buying Used Motorcycles


Motorcycle engines do not last as long as car engines. Any bike with more than 30,000 miles should be purchased with caution.

Body Condition

Check mirrors, grip ends, foot pegs, and rear turn signals for damage.

Engine Condition

Check fluids, spark plug wires, and hoses. Start in first gear with the clutch all the way in. If the bike lunges, adjust the clutch. If lunging remains a problem, the clutch may need replacing.

Tire Condition

If there is only 1/8 inch of tread or less, ask to have the price dropped accordingly.


Take it for a test drive. Look for flat spots in the torque/horsepower. Listen for odd noises like popping or backfiring, especially when decelerating. When you slow down, leave the bike in low gear so RPM stays high.

Estimated Value

Before agreeing on a purchase price, look up the trade-in value using the National Automobile Association's NADA guides.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates