Navy Federal Credit Union
Navy Federal Credit Union

Equity Rates

Fixed Equity Loans

Product Rates as
low as*
Total
Points
APR as
low as*
Maximum
Loan Amt
Maximum
Combined LTV
2011-04-13T06:35:52-05:00
  • Fixed Equity 5 Yrs 500,000
    Fixed Equity 5 Years 4.240 None 4.240 500,000 70
  • Fixed Equity 5 Yrs 500,000
    Fixed Equity 5 Years 4.740 None 4.740 500,000 80
  • Fixed Equity 5 Yrs 250,000
    Fixed Equity 5 Years 6.240 None 6.240 250,000 90
  • Fixed Equity 5 Yrs 100,000
    Fixed Equity 5 Years 7.240 None 7.240 100,000 100
  • Fixed Equity 10 Years 500,000
    Fixed Equity 10 Years 4.540 None 4.540 500,000 70
  • Fixed Equity 10 Years 500,000
    Fixed Equity 10 Years 7.540 None 7.540 100,000 100
  • Fixed Equity 15 Years 250,000
    Fixed Equity 15 Years 4.840 None 4.840 500,000 70
  • Fixed Equity 15 Years 250,000
    Fixed Equity 15 Years 7.840 None 7.840 100,000 100
  • Fixed Equity 20 Years 100,000
    Fixed Equity 20 Years 5.24 None 5.240 500,000 70
  • Fixed Equity 20 Years 100,000
    Fixed Equity 20 Years 7.740 None 7.740 150,000 95
  • Fixed Equity Investment 15 100,000
    Fixed Equity Investment 15 Years 8.500 None 8.500 100,000 70
  • Interest Only Fixed Equity ** 250,000
    Interest Only Fixed Equity** 7.250 None 7.250 250,000 70
  • Interest Only Fixed Equity** 250,000
    Interest Only Fixed Equity** 7.750 None 7.750 250,000 80
  • Interest Only Fixed Equity Investment ***ears 100,000
    Interest Only Fixed Equity Investment*** 9.000 None 9.000 100,000 70

Additional rates and terms are available. Call us at 1-888-842-6328.

1The above APR does not include the advertised APR with the 0.25% discount. Receive a 0.25% rate discount on your Fixed Equity Loan. The rate discount is applied after your application is accepted. Discount is available for new Fixed Equity Loan applications. You must set up and maintain monthly recurring automatic payments from your Navy Federal checking account for the life of the loan; otherwise, the 0.25% rate discount will be removed, and your loan will revert to the original note rate.

Terms & Conditions

Home Equity Line

Product Rates as
low as*
Total
Points
APR as
low as*
Maximum
Loan Amt
Maximum
Combined LTV
  • Home Equity Line 500,000
    Home Equity Line 3.990 None 3.990 500,000 70
  • Home Equity Line 500,000
    Home Equity Line 4.000 None 4.000 500,000 80
  • Home Equity Line 500,000
    Home Equity Line 4.500 None 4.500 500,000 90
  • Home Equity Line 250,000
    Home Equity Line 5.000 None 5.000 250,000 95
  • Home Equity Line Investment 100,000
    Home Equity Line Investment 5.500 None 5.500 100,000 70
  • Interest Only Home Equity Line** 250,000
    Interest Only Home Equity Line** 4.500 None 4.500 250,000 70
  • Interest Only Home Equity Line** 250,000
    Interest Only Home Equity Line** 5.000 None 5.000 250,000 80
  • Interest Only Home Equity Line Investment** 100,000
    Interest Only Home Equity Line Investment** 6.500 None 6.500 100,000 70

2Receive a 0.25% rate discount on your Home EquityLine. Rate discount is applied after your application is accepted. Discount is available for new Home EquityLine applications. You must set up and maintain monthly recurring automatic payments from your Navy Federal checking account for the life of the loan; otherwise, the 0.25% rate discount will be removed, and your loan will revert to the original note rate. The minimum APR that can apply during the Home EquityLine of Credit Plan is 3.99%.

Terms & Conditions
or Call us at 1-888-842-6328
  • Mortgages5/5 ARM as low as+
    3.280%APR
  • Auto Loansas low as+
    1.49%APR
  • Certificatesas high as
    3.00%APY
  • Checkingas high as
    0.45%APY
  • Credit Cardsas low as++
    7.99%APR
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