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Navy Federal Credit Union

Home Buying Made Easy: A Step-by-Step Guide

Here is a step-by-step guide of what you need to know as you start your home search.

Step One—Find Out What You Can Afford

  • Credit reports and your credit score
  • Documentation you'll need
  • Costs—upfront costs and ongoing costs

Step Two—Select the Right Mortgage

  • Advantages of a Navy Federal mortgage
  • Types of mortgages

Step Three—Figure Out What You Want

  • Choosing the right home
  • The advantages of homeownership
  • Advertisements and Internet

Step Four—Connect With a REALTOR®

  • Finding the right agent
  • Get a rebate with Navy Federal's RealtyPlus program
  • For sale by owner

Step Five—Prepare for Closing

  • Delivery of contract to your lender
  • The "walk-thru"
  • Customary closing costs

Step 1 »

Rates & Terms


Home Buying. Simple.

  • Mortgages5/5 ARM as low as+
  • Auto Loansas low as+
  • Certificatesas high as
  • Checkingas high as
  • Credit Cardsas low as++
  • More Rates