Refinance and Relax

Nothing beats the reassurance of having affordable, fixed monthly mortgage payments. You can count on us for great rates, experienced, personalized service, and servicing for the life of your loan when you refinance your mortgage with Navy Federal.

Note: Homes currently listed for sale are not eligible for refinancing.

Mortgage Application Checklist

Home Affordable Refinance Program (HARP)

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VA Streamline Refinances

The VA streamline refinance program is also known as the VA IRRRL, which stands for Interest Rate Reduction Refinancing Loan. It's exclusively for those with VA home loans.

If you currently have a VA loan, consider a VA IRRRL. It's an easy way to refinance your VA loan to the lowest fixed rate available and lower your monthly payments with minimal out-of-pocket costs.

Note: Homes currently listed for sale aren't eligible for refinancing.

Mortgage Application Checklist

Home Affordable Refinance Program (HARP)

Learn everything about home buying

Get Started