Shop Smart With Your Credit Card

Learn the benefits of shopping with a credit card this holiday season.

By Navy Federal December 13, 2018

The hustle and bustle of holiday shopping adds to the excitement of the season. Help keep your finances on track—plus take advantage of attractive perks—when you use your credit card for holiday shopping. Try these tips for using your Navy Federal Credit Union Credit Card wisely this season.

Track your spending. When you use one credit card for all your holiday shopping, it’s easy to see how much of your holiday budget has already been spent and what amount remains. With Navy Federal Credit Union’s mobile app,* you can even check your account while you’re standing in line at the store.

Set up alerts on your credit card. Get help sticking to your budget when you sign up to receive transaction alerts from Navy Federal about your credit card. You can even set an alert to receive notifications of any purchase over $100.

Enjoy the protection of shopping with a credit card. With Navy Federal’s Zero Liability policy, you’re protected against reported, unauthorized transactions. Your accounts are monitored for fraud and unusual activity, and you’ll be notified of anything flagged as suspicious.

Take advantage of rewards. Depending on the credit card you have, you can use your Navy Federal Credit Card to earn rewards points or cash back. Redeem your points for travel or merchandise, or use your cash back to help pay for your holiday shopping.

Shop online at Navy Federal's Member Deals. You’ll multiply your rewards through discounts and exclusive special offers. Rewards earned at Member Deals are in addition to the rewards you already earn with your Navy Federal rewards credit card.

Get Ready to Celebrate

With these tips in mind and your Navy Federal Credit Card in your wallet, you’re all set to shop smartly this season. That’s something you’ll be celebrating long past the holidays!

This article is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation.