Saving can seem like a daunting task if you don't have a solid strategy, but have no fear. Whether you're prepping for retirement or have your eye on a smaller goal, opening a certificate can be a strong strategy to help grow your savings. A certificate is a federally insured savings tool that allows savers to put money away for a specific amount of time. We'll show you how to get started in five easy steps.

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This article is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation.