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Ever heard the expression, "There aren't enough hours in the day"? For a lot of us, that is the truth. Whether we're taking care of things at home or juggling work duties, getting everything done can seem like a constant balancing act.

Your finances are one area you can simplify to cut out several of the daily time-eating chores associated with money management. By automating multiple aspects of your banking and savings experience, you can enjoy more of the fun stuff in life.

Here are three easy ways to add more downtime to your day:

Automate your fund transfers

Wouldn't it be nice to have a personal assistant to ensure finances were where they needed to be for paying bills or saving money? Well, there is a virtual one. With mobile and online banking*, you can use automated technology to create one-time or recurring transfers, which makes moving money between your checking and savings accounts effortless. This becomes especially useful when you need money from your savings account to pay bills that will be withdrawn from your checking. Or, on the other hand, you can create an automated transfer from your checking to savings account on payday, so you have the reassurance of knowing you're tucking a little away for the future.

Take advantage of bill pay

There was a time when you had to sit down every month, fill out a check for each of your bills, throw them in envelopes with stamps and send them off. Luckily, those days are over—or can be—with a feature of online and mobile banking: bill pay. This quick, simple and typically free way to pay your bills removes a majority of the hassle mentioned above while helping to keep all your accounts in good standing. Plus, it's all in your control. Bill pay allows you to set up one-time or recurring payments so you can handle everything from rent and cable to paying your sibling for the Mother's Day present you went in on together.

Utilize mobile services

Mobile banking* lets you accomplish a wide variety of tasks that would have otherwise required a call or trip to the credit union. Your mobile device gives you 24/7 access to the previously mentioned automated transfers and bill pay, as well as mobile deposits. Mobile deposits provide you with the option to sign and scan both sides of a check using your phone's camera, then submit it for deposit using the mobile banking app.

Take some time back. Discover the power of automated banking with Navy Federal Credit Union. It's your streamlined approach to ensuring all your finances remain current and bills are paid.

This article is intended to provide general information and shouldn't be considered legal, tax or financial advice. It's always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation.