Make More Money With Your Money

CELEBRATION SPECIAL RATE CERTIFICATE

We’re celebrating our members with a special rate on our 6-month certificate—but only for a limited time.

•  Special 6-Month Certificate 3.00% APY1 (Share/IRA/ESA)

  • Open with $1,000 or more
  • No limit on deposit amount
Open Now

SPECIAL 17-MONTH SHARE CERTIFICATE

Open a new Special 17-Month Share certificate, and you’ll earn 3.25% APY on your money.2 That’s more than you’d make in a savings account!

  • Start with just $50
  • Earn guaranteed returns
  • Make additional deposits anytime for 17 months (up to $50,000)
Open Now

SPECIAL 40-MONTH IRA CERTIFICATE (IRA and ESA only)

Open a new Special 40-Month IRA certificate, and you'll earn 3.75% APY on your money.3 That’s more than you’d make in a savings account. Plus, you'll be protecting your retirement savings from the ups and downs of the stock market.

  • Start with just $50
  • Earn guaranteed returns
  • Contribute anytime for 40 months (up to $150,000)
Open Now

$100 FIRST IRA BONUS

To earn your bonus, just make a deposit of $100 or more to your first IRA within 45 days of account opening.4

  • Diversify your retirement portfolio
  • Earn guaranteed returns
Start Saving

Hurry—these are limited-time offers.

Not a member?
Find out how you and your family can join Navy Federal to enjoy all the benefits of membership.

1This offer, including the stated APY, is effective February 4, 2019. Navy Federal reserves the right to end or modify this offer at any time. The highlighted rate is applicable to the 6-month certificate terms only. Minimum purchase amounts of $1,000, $10,000, $20,000, $50,000 and $100,000. No maximum purchase amount. Additional deposits are not allowed. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

2Limit one Special 17-Month Share Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective January 7, 2019. Navy Federal reserves the right to end or modify this offer at any time. The Special 17-Month Share Certificate has a $50 minimum and a $50,000 maximum balance. Only available for Share Certificates. Additional deposits are allowed at any time, subject to the maximum balance. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

3Limit one Special 40-Month IRA Certificate per member. This offer, including the stated Annual Percentage Yield (APY), is effective December 3, 2018. Navy Federal reserves the right to end or modify this offer at any time. The Special 40-Month IRA Certificate has a $50 minimum and a $150,000 maximum balance. Only available for IRAs or ESAs. Additional deposits are allowed at any time, subject to the maximum balance and IRS contribution limits. Penalties apply for early withdrawals from certificates. Other restrictions may apply.

4This offer is effective December 3, 2018 and can end or be modified at any time. Offer only available to members who open their first IRA plan and deposit a minimum of $100 in the new IRA account no later than 45 days after account opening. Limit one IRA $100 bonus per member. Once funds have been deposited to the IRA, Navy Federal will credit the bonus directly into your new IRA account within 30 days. The IRA $100 bonus will be credited to your IRA in the form of a dividend and will not be reportable as a contribution. Penalties apply for early withdrawals from the certificate, including any earned dividends. Members should consult a tax consultant or obtain legal advice regarding any tax implications related to the dividend. Taxes related to the IRA $100 bonus are the member’s responsibility. Navy Federal does not provide tax advice. Other restrictions may apply.