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    Invest in your future

    Whether you prefer self-directed investing, an automated approach or financial advisor guidance, you have the tools and support you need to make informed decisions.

    Not a member? Check your eligibility.

Compare our options to find what works best for you

  • Digital Investor

    • 100% online investing experience
    • Do-it-yourself or automated investing
    • 30-day free trial with membership
    • No minimum investment required

    Highlights:

    • Have a portfolio automatically generated and managed for you
    • Choose your own investments, including the option to use pre‑built bundles 
    • Use Digital Investor right within our mobile app*
    • Access investing tips and educational resources to make confident investing decisions
    • Get support through Live Chat Help weekdays, 8 am to 8 pm ET

    Tell me more about Digital Investor!

  • Financial Advisors

    • In-person or virtual options available
    • Advisor-led investment guidance
    • Complimentary first consultation
    • $2,500 minimum investment

    Highlights:

    • Financial advisor guidance and portfolio management, based on your goals and risk tolerance
    • Customized dashboards to track your investments and progress
    • Regular meetings to assess needs and adjustments
    • Personal relationship with advisor, available via telephone, email or visit

    Connect me with a financial advisor!

5 reasons members choose Digital Investor

 

    • A choice between automated and self-directed investing
    • A flat monthly fee of $3.50, or $2.50 with a Free Active Duty Checking® account
    • No minimum amount required to get started
    • A single sign-in for banking and investing
    • Live Chat help available 8 am–8 pm on weekdays

    See how it works

    Video Transcript for Navy Federal Digital Investor

    - Navy Federal Investment Services Digital Investor is the exact tool you need to manage your own investments without a broker. Here are the top reasons to love it. You can invest the way you want by using self-directed or automated investing. Whether you're a pro or just starting out, Digital Investor can make investing simpler for you.

    If you prefer to choose and manage your own investments, self-directed investing gives you research tools and over 5,700 stocks and ETFs to choose from. If you want a simpler approach or don't want to spend lots of time watching the market, automated investing is the right move. Just answer a few questions, and we'll build your diversified portfolio for you, customized to your finances, risk tolerance, and market conditions. Something for everyone.

    You only pay a flat $3.50 a month. Whether your portfolio is $10,000 or $10 million, Digital Investor is only $3.50 a month, period. You get to trade up to 2,000 commission-free shares every month. That means you could trade an average of 65 shares every single day without paying a commission. And you get to try it all for free for 30 days.

    There's no minimum to get started. If you want to start out small, you can grow your portfolio bit by bit by making regular transfers to your account. Plus, you won't have to buy whole shares if you don't want to. You can buy fractional shares. You can even invest as little as $1 per stock or ETF.

    It's so easy. Digital Investor is integrated with the Navy Federal mobile app, so it's simple to transfer money between your accounts. No new username and password to remember. Got to love that.

    Run into a snag or have a question? You can get help fast. Just click the Live Chat button 8:00 AM to 8:00 PM on weekdays, and we'll walk you through whatever's standing in your way. And if you're looking to level up your skill set, our Education Center has tools and tips on lots of investing topics. No extra charge.

    One more thing. You do need to be a Navy Federal Credit Union member to open a Digital Investor account. All branches of the military, veterans, DOD employees, and their families are eligible. Navy Federal Credit Union, our members are the mission. Get started today at digitalinvestor.navyfederal.org.

    [MUSIC PLAYING]

    Audio Described Video

Investing made simple

Tips and Tools

Whether you’re just starting out or you’re an experienced investor, our educational resources can help you plan for financial success.

More resources

    See what our members have to say

    "They treat you as a person with concerns versus just a product."UN08

    -Navy Federal Member Daniel

Frequently asked questions

    Yes. Navy Federal members can invest through services provided by our subsidiary, Navy Federal Investment Services. You can open investment accounts in Digital Investor, our low-cost online investing tool, or work with one of our financial advisors.

    There’s no minimum amount required to open a Digital Investor account, and you can invest as little as $1 in some securities. Digital Investor costs $3.50 a month for Navy Federal members or $2.50 a month for those with a Free Active Duty Checking® account.

    If you have at least $2,500 to invest, you can request a no-cost consultation with a financial advisor. They’ll look at your full financial picture, discuss what you want to accomplish and walk you through your options.

    It comes down to how much guidance and involvement you want.

    Self-directed investing. You choose what to invest in and when to buy and sell. Digital Investor gives you tools and a dashboard that make it easier to research investments, make trades and manage your portfolio. You can choose from any of our pre-built bundles or pick your own investments.

    Automated investing. You answer some questions about your goals, preferences, risk tolerance and finances. Digital Investor then builds and manages your portfolio. It's a good fit if you prefer the convenience of having investment choices and portfolio adjustments handled for you.

    Working with a financial advisor. You get personalized guidance from a licensed professional based on your finances and what you want to accomplish. They’ll look at your full financial picture, discuss what you want to accomplish and walk you through your options.

    Yes, Digital Investor is only available to Navy Federal members. Membership is open to all branches of the military, Veterans, Department of Defense civilians and their families. If you’re not a member, start by checking your eligibility here. If you qualify, you can join online, over the phone or at a branch.

Disclosures

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The views expressed in the reviews are solely those of the individuals posting them. The testimonials are substantively the words of the individual reviewer, but may have undergone minor clerical revisions to ensure readability, add context, or protect private information. Any imagery displayed is for decorative purposes only and is not necessarily associated with the reviewer.

Footnote 1’s reference